Banks to pay Household Charge for Mortgage holders

Capt'n Midnight · 23-02-2012 2:22pm #1

http://www.irishtimes.com/newspaper/letters/2012/0112/1224310142888.html#.T0YwFE83VCs.facebook

A chara, – My mortgage provider is forever at pains to remind me that I am not the legal owner of my home until the final payment is made. Considering this, the implication has to be that my mortgage provider is the legal “owner” of my home, and considering that, is it not therefore the case that my mortgage provider is liable for the household charge to be applied to my (still to be paid for) home, and not me? Please tell me I have found a loophole? – Yours, etc,

token101 · 23-02-2012 2:27pm

They've surely thought this through. Surely......

CardBordWindow · 23-02-2012 2:32pm

Touché!

dougal-maguire · 23-02-2012 2:33pm

token101 wrote: »

They've surely thought this through. Surely......

You actually think this gombeen government think things through?

sh1tstirrer · 23-02-2012 2:33pm

The bank own my car do you think they will tax it for me? Maybe they might insure it and service it and fuel it as well.

Simple answer the bank won't pay your household charge

Yakult · 23-02-2012 2:37pm

Misleading title is misleading.

Never will happen.

Pacifist Pigeon · 23-02-2012 2:53pm

Look, the banks managed to get the government to help them out of their woes because of their mismanagement, I think they'll get themselves out of this little snag - especially once the household charge is inevitably increased to say €1000 p/a.

Professey Chin · 23-02-2012 2:56pm

The banks dont own his house. He does. The bank just has the right to take ownership if he doesnt pay the mortgage.
Like has been said in many news outlets many many many many.........many times

Triangla · 23-02-2012 2:57pm

Maybe they will - for an admin fee of €200!

smash · 23-02-2012 2:58pm

This was mentioned before. No way in hell that argument would stand up in full. After all, your name is on the deeds!

davet82 · 23-02-2012 3:23pm

They can only fcuk ya over on the 'small print' or the 'technicalities' when its coming from the top down, not the other way around

Capt'n Midnight · 23-02-2012 3:46pm

sh1tstirrer wrote: »

The bank own my car do you think they will tax it for me? Maybe they might insure it and service it and fuel it as well.

If you leave a car in the driveway you don't need to pay for tax, insurance, servicing or fuel.

if someone else uses your car and gets caught on a speed camera or M50 toll then you have to prove it wasn't you.

I don't have to pay for bin charges, electricity, gas if I choose not to use them.

Our governments have messed up the civil servants being able to claim back the tax on pension, they messed up on the youth employment levy, there are many examples of tax loopholes in the past from badly worded laws, though the vast majority of these only benefited the rich.

sh1tstirrer · 23-02-2012 3:57pm

Capt'n Midnight wrote: »

If you leave a car in the driveway you don't need to pay for tax, insurance, servicing or fuel.

if someone else uses your car and gets caught on a speed camera or M50 toll then you have to prove it wasn't you.

I don't have to pay for bin charges, electricity, gas if I choose not to use them.

Our governments have messed up the civil servants being able to claim back the tax on pension, they messed up on the youth employment levy, there are many examples of tax loopholes in the past from badly worded laws, though the vast majority of these only benefited the rich.

If you don't have a house you don't pay the household charge. If you have a house and decided to live on the street you have to pay the household charge.

flanzer · 23-02-2012 4:35pm

God, are the Irish public really that stupid to believe this sh*te?

Banks to pay Household Charge for Mortgage holders

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