Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

loss assessors

Options
  • 18-03-2012 2:13pm
    #1
    appleb
    Registered Users Posts: 320 ✭✭


    Hi. Had a bad fire in a house I own in Drogheda yesterday. Can anyone recommend a good loss assessor? I would be grateful if you would PM me. Thanks!


Comments

  • Options
    #2
    MugMugs
    Registered Users Posts: 17,875 ✭✭✭✭MugMugs


    I work in the industry and they are the work of the devil. You can do it all yourself and save the 10% they would charge you!


  • Options
    #3
    appleb
    Registered Users Posts: 320 ✭✭appleb


    MugMugs wrote: »
    I work in the industry and they are the work of the devil. You can do it all yourself and save the 10% they would charge you!
    Hi Mug Mugs. Do you really think that I would be better off doing it myself? I always thought that these loss assessors knew all the tricks and knew what tthey could claim for. I just dont know where to start


  • Options
    #4
    MugMugs
    Registered Users Posts: 17,875 ✭✭✭✭MugMugs


    It's a relatively simple process imo. Claim for what's insured including loss of rent / alternative accommodation. Your policy booklet should be written in plain English making it easy to understand. You also may well be better off on the talk about money forum where the people who specialise on this are but personally, I'd stay well clear of a Loss Assessor and if you do get one make sure they're registered and controlled by the central bank (they don't actually have to be leading to a lot of cowboys in the industry)


  • Options
    #5
    tribalwings
    Registered Users Posts: 207 ✭✭tribalwings


    I'm not in the business. But I wouldn't be able to tell if there was structural damage or what has to be changed to make the house as it was. Isn't that why an insurance company will send an assessor to find out?


  • Options
    #6
    Mr. Muddle
    Registered Users Posts: 279 ✭✭Mr. Muddle


    Sorry to hear about your fire, hope no-one was hurt.

    I had a bathroom leak a few years ago, as it was not a huge job I could not get a builder/plumber to give me an estimate for the insurance company(mid Celtic tiger madness).

    I got Mark from Johnston Beers to come and assess it, he was brilliant he sorted everything out with insurance ect. He must have been recommended to me, I can't remember now.

    He also sorted out a fire claim for a family member after that, they found him good to deal with too.

    http://www.johnstonbeers.com/index.shtml


  • Advertisement
  • Options
    #7
    MugMugs
    Registered Users Posts: 17,875 ✭✭✭✭MugMugs


    tribalwings wrote: »
    I'm not in the business. But I wouldn't be able to tell if there was structural damage or what has to be changed to make the house as it was. Isn't that why an insurance company will send an assessor to find out?

    A loss Assessor is instructed on behalf of the insured by the insured. A loss adjuster is instructed by an insurer to act on behalf of the insurer.

    With respect to structural damage, a competent expert to assess your loss and quote accordingly with an estimate will see you right on that front.


  • Options
    #8
    appleb
    Registered Users Posts: 320 ✭✭appleb


    MugMugs wrote: »
    I work in the industry and they are the work of the devil. You can do it all yourself and save the 10% they would charge you!
    Thanks very much for your replies everyone. Noone was hurt and at the end of the day thats all that really matters!


  • Options
    #9
    Geezer1000
    Registered Users Posts: 401 ✭✭Geezer1000


    Email cathal@fulcrum.ie

    We had a bad fire at our work on the 18th and we would be lost without him.


  • Options
    #10
    mark1819
    Site Banned Posts: 1 ✭mark1819


    in my opinion you can take online help for a better loss assessor.


  • Options
    #11
    coylemj
    Registered Users Posts: 25,445 ✭✭✭✭coylemj


    mark1819 wrote: »
    in my opinion you can take online help for a better loss assessor.

    What country are you posting from? You're clearly trawling boards for threads on recent insurance claims.


  • Advertisement
  • Options
    #12
    CarrickMcJoe
    Registered Users Posts: 3,379 ✭✭✭CarrickMcJoe


    Geezer1000 wrote: »
    Email cathal@fulcrum.ie

    We had a bad fire at our work on the 18th and we would be lost without him.


    We also dealt with Cathal due to water damage. Did a great job too dealing with insurance crowd. They made us feel like frauds due to the time lapse in claiming.
    We only claimed when the timber floors warped so bad that the skirting boards popped off the walls. Otherwise we would not have bothered even though the ceilings had sagged.
    You are only insured on paper, god help ya if you turn to them for help. These days insurance companies treat everyone as crooks.


  • Options
    #13
    enricoh
    Registered Users Posts: 4,920 ✭✭✭enricoh


    we had a loss assessor for a fire 2 years ago and i'm still wondering what we paid him a few grand for! once he got paid he was virtually uncontactable. get quotes off 3 reputable builders n tell them to stick a cherry on the quote for the stress!
    if u do it direct labour u'll have to get invoices off everyone or the insurance company will wriggle out of a few grand


Advertisement