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Credit Union loan

kearney13 · 2012-03-20 20:00:10

I'm going to need a loan for maybe 3000 during the summer, The bank has turned me down already because I'm an apprentice. So I was hoping credit union will help me, but I'm 19 will I need a guarantor? I'm putting in about 30 a week the past 3 months to be considered for a loan but what are my chances?

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20-03-2012 9:00pm

#1

kearney13

Registered Users Posts: 214 ✭✭

Join Date: December 2010

Posts: 184

I'm going to need a loan for maybe 3000 during the summer, The bank has turned me down already because I'm an apprentice.

So I was hoping credit union will help me, but I'm 19 will I need a guarantor?

I'm putting in about 30 a week the past 3 months to be considered for a loan but what are my chances?

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#2 20-03-2012 10:16pm
Davy

Registered Users Posts: 19,340 CMod ✭✭✭✭

Join Date: April 2007

Posts: 16953

If you can afford to pay to back comfortably you have a good chance. You dont need to have guarantor, just depend on you incomes/outgoings

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#3 21-05-2012 11:12pm
chris_john_lane

Registered Users Posts: 194 ✭✭

Join Date: December 2009

Posts: 167

Thinking of joining credit union to get a car loan just wondering if anyone has got a loan recently? only looking to get a few grand

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