Homeless in 7 days

The King of Moo

I think it's fair to point out that the OP asked for tips on being homeless in order to cheer him/her up, seemingly in a light-hearted fashion.
This is what I picked up on and what perhaps some posters were trying to provide: jokey "AH-style" answers to cheer the OP up.

But on reflection, I think even despite the OP asking for that, the situation's too grave for such a response, and I wish the OP the best of luck, and hope some of the great advice provided is helpful. I apologise for making a jokey post at first (though it was partly serious!).

They may be a troll, or they may not, but I don't want to spend time questioning that as I don't think it'd be very satisfying to be proved right in spotting a troll in this case, given the seriousness of the situation if it's real.

keithsfleet

Hard luck, if i see you in the street i'll make a point of avoiding you
Unless your this guy
http://www.youtube.com/watch?v=BMy9X9sYqhk

amacachi

I'm struggling with some of the details in the OP and some clarification would be very welcome. How much exactly is the mortgage? How long were there no repayments for because even if the arrears are "less than what you'd get on the dole for a year" it would take a couple of years of complete non-payment for the arrears to get near that level. If it is a genuine case of not being able to make any payments then how does that work exactly? With both your parents there and not working they'd be getting about 330p/w on the dole with mortgage payments of around 130. Hard but doable.

Son Of A Vidic

Ghost Buster wrote: »

Have a look around youtube. there is a video posted by a group who will legally face down the sheriff when he comes to evict you.

I faced the Sheriff down once and shot him, but I didn't shoot his deputy.

CrazyRabbit

Renegotiate with the bank manager...whilst flicking a lighter on/off and mentioning that you could only pay the mortgage if you gave up your counselling for your pyromania.

I wonder what the bank would do with a burnt out shell of a home?

BTW..I'm serious. Desperate times call for desperate measures. I wouldn't give up my home.

Dudess

Why are people saying this is definitely a troll? Could they provide proof? Just because it very well might be, doesn't mean it is for certain.
Having a pet isn't a ****ing luxury by the way and "Get a job" is a pointless, dumb thing to say.

These threads always bring the non empathising psychopaths of Boards out of the woodwork in their droves. The OP says they DID do all they could, but of course a handful of emotionally unstable people have to pretend they didn't. Must suck to be that miserable...

Paddy Cow

amacachi wrote: »

I'm struggling with some of the details in the OP and some clarification would be very welcome. How much exactly is the mortgage? How long were there no repayments for because even if the arrears are "less than what you'd get on the dole for a year" it would take a couple of years of complete non-payment for the arrears to get near that level. If it is a genuine case of not being able to make any payments then how does that work exactly? With both your parents there and not working they'd be getting about 330p/w on the dole with mortgage payments of around 130. Hard but doable.

The op said it was complicated but that doesn't really make sense. You'd get €9776 on the dole for a year. If the arrears are less than that and the family are willing to make reduced payments, I don't understand why it would be more cost efficient for the bank to go through all the legal hassle of getting the house repossessed, especially for a mortgage under €100,000?

At that price, the mortgage would be about €400 a month and even I managed to scrap together my rent of €420 when I was on the dole. It was tight and not something I would like to do again but cutting out all non essentials I managed it.

There has to be a lot more to this story and there probably is an explanation for it (like when he said it wasn't his mortgage and people were saying then why was it his problelm and it turned out it was his parent's mortgage) but I doubt the OP is bothered at this stressful time about posting all the ins and outs of his business on the internet.

I agree with the posters who think it doesn't all add up but I'd rather give the op the benefit of the doubt than get on his case. I kinda hope he is trolling because getting kicked out of your home is a sh!t situation.

Adam

Then why did he post it in the first place?

Not what you'd be doing in that situation, I call bull. If not, the kid needs to grow up, maybe the street will help him.

cloptrop

Give up college and go on the social op , cant believe you think you are entitled to live house free get a free education and have exotic pets just because your parents got a mortgage before they disappeared.
Take them wet socks off you been out in the field to long , real worlds in here.

Crann na Beatha

This post has been deleted.

wonderfullife

Adam wrote: »

Then why did he post it in the first place?

Not what you'd be doing in that situation, I call bull. If not, the kid needs to grow up, maybe the street will help him.

cloptrop wrote: »

Give up college and go on the social op , cant believe you think you are entitled to live house free get a free education and have exotic pets just because your parents got a mortgage before they disappeared.
Take them wet socks off you been out in the field to long , real worlds in here.

some of ye on here make me sick.

I spent 5 nights and 6 days homeless in 2011 in London. I'm a reasonably well educated person, 550 in my Leaving went to UCD, and feel like i've got a reasonable amount of cop on. Events transpired against me in ways that are hard to fathom, i took logical immediate steps of going to the Irish Embassy in London after 1 night on the street and it took me a further 5 days to resolve the situation.

The streets help nobody. And nobody on here is in a fit position to judge the OPs situation, if it's real. Both parents on the dole - 370 quid a week but if either of both parents suffer from any addictions, alcoholism, smoking, drugs, or if they have massive inherent debt problems, money lenders, loan sharks, whatever, who ****ing knows whats going on here - if it's real there could be a million and one reasons why they have wound up in this position.

Dudess

Aquila wrote: »

Troll post or not certain comments here cast a darker shade on AH for shame

Nothing new or shocking about the psycho, socially inept posts here IMO.

Da Shins Kelly

cloptrop wrote: »

Give up college and go on the social op , cant believe you think you are entitled to live house free get a free education and have exotic pets just because your parents got a mortgage before they disappeared.
Take them wet socks off you been out in the field to long , real worlds in here.

You never fail to amuse me with your ridiculous posts.

Best of luck to the OP, if they're telling the truth. Even if they aren't, repossession is sadly a reality for a lot of people these days, so hopefully some of the advice here, even if it's not beneficial to the OP, will be of benefit to someone who may be in a similar predicament.

Paddy Cow

wonderfullife wrote: »

The streets help nobody. And nobody on here is in a fit position to judge the OPs situation, if it's real. Both parents on the dole - 370 quid a week but if either of both parents suffer from any addictions, alcoholism, smoking, drugs, or if they have massive inherent debt problems, money lenders, loan sharks, whatever, who ****ing knows whats going on here - if it's real there could be a million and one reasons why they have wound up in this position.

There has to be more to the op's post and some of your suggestions could be it. I wouldn't blame the op for not elaborating further because at such a sh!t time, getting more abuse is only going to make him feel worse. I hope it works out.

wonderfullife

cloptrop wrote: »

Give up college and go on the social op , cant believe you think you are entitled to live house free get a free education and have exotic pets just because your parents got a mortgage before they disappeared.
Take them wet socks off you been out in the field to long , real worlds in here.

99.9% of us at 17/18/19 are in education, living at home (for free) and i'd say a lot of people would have a dog/cat/hamster/parrot/rabbit/whatever...... what sort of advice is "give up college go on the social" you're probably the 1st to complain about "spongers" on the social saying get out and get a job!!! annoys the **** out of me, idiots with lack of empathy and hypocrisy in bucketloads. If you moved out at 17 and have been working or "sponging" your whole life, fair play to ya get back to me.

Paddy Cow

wonderfullife wrote: »

99.9% of us at 17/18/19 are in education, living at home (for free) and i'd say a lot of people would have a dog/cat/hamster/parrot/rabbit/whatever...... what sort of advice is "give up college go on the social" you're probably the 1st to complain about "spongers" on the social saying get out and get a job!!! annoys the **** out of me, idiots with lack of empathy and hypocrisy in bucketloads. If you moved out at 17 and have been working or "sponging" your whole life, fair play to ya get back to me.

No offense to you but that figure is far too high. I knew a lot of people who had to move away from home for uni, got the grant and also had part time work on top of that simply because their parents couldn't afford to support them. We don't know the op's full circumstances and I won't judged him for that but it's naive to think that only 00.01% of the population moves away from home around 18 and manages to support themselves.

SafeSurfer

If you are homeless in 7 days why did you call yourself Homeless13.

Homeless7 would have made more sense. Or was Homeless7 already gone?

If it was we're all truly f*cked.

wonderfullife

Paddy Cow wrote: »

No offense to you but that figure is far too high. I knew a lot of people who had to move away from home for uni, got the grant and also had part time work on top of that simply because their parents couldn't afford to support them. We don't know the op's full circumstances and I won't judged him for that but it's naive to think that only 00.01% of the population moves away from home around 18 and manages to support themselves.

it's not a real stat it was used for emphasis, most of up grow up in the family home and, yeah, a lot of us go elsewhere for college, live on campus, work part time. But telling the OP to drop out of college, grow up etc is brainless.

Yeah Yeah Yeah

6 days to go.

minidazzler

Dudess wrote: »

Why are people saying this is definitely a troll? Could they provide proof? Just because it very well might be, doesn't mean it is for certain.
Having a pet isn't a ****ing luxury by the way and "Get a job" is a pointless, dumb thing to say.

These threads always bring the non empathising psychopaths of Boards out of the woodwork in their droves. The OP says they DID do all they could, but of course a handful of emotionally unstable people have to pretend they didn't. Must suck to be that miserable...

I'm gonna go with people calling him a troll because they don't want to believe an early 20's student who is trying not to be, is about to become homeless, they don't want to believe because it's upsetting and they can't do anything so they convince themselves it's not real and then act the cnut to just make the OP admit he is lying.

To be honest, given the state of this country, I'd believe the OP, and while I'd like to help, there ain't nothing I could do. Hopefully he takes the very sound advice given here and gets in touch with the relevant people.

(I use he, but I'm not sure it's not a her, either way no disrespect intended.)

Paddy Cow

wonderfullife wrote: »

it's not a real stat it was used for emphasis, most of up grow up in the family home and, yeah, a lot of us go elsewhere for college, live on campus, work part time.

I suppose it depends on what part of the country you are from. For me and most of my friends we had to move away from home.

But telling the OP to drop out of college, grow up etc is brainless.

That I can agree with 100%

wonderfullife

Paddy Cow wrote: »

I suppose it depends on what part of the country you are from. For me and most of my friends we had to move away from home.


That I can agree with 100%

that's a stat i believe in too

Paddy Cow

minidazzler wrote: »

(I use he, but I'm not sure it's not a her, either way no disrespect intended.)

Me too. Apologies op if you are female.

Paddy Cow

Yeah Yeah Yeah wrote: »

6 days to go!

Until you get your certificate as a heartless gobsh!te?

LH Pathe

I used to put myself out of t'house a lot. Like a little emo I was, it always seemed worse in my head

Dr Turk Turkelton

Cookie_Monster wrote: »

homeless13 wrote: »

Just to clarify, it was parents mortgage,long and complicated story. Can't pay the mortgage myself because I am a student, we tried negotiating with the bank, to lower the payments some so we could manage them they refused.

Most of my college assignments are due this week, i also have an exam tomorrow,I just don't know how I am going to go in and pretend that everything is fine when it so far from is. Or focus in any, way, shape or form.

The hardest part for me is that I am gong to have to rehome my pets, because I can't provide a home for them anymore.

We didn't bury our heads in the sand, we tried to sort things out everyday we could, just met closed doors at every turn.

do you work part time as a student? If not then why not, if so does this not provide enough? Pets are a luxury item and ferociously expensive, why have you got them if you can't even pay the mortgage?
story simply does not add up for me...

What a piece of pond life you are.if you have nothing constructive to say to the op why not f*** off back to supporting Bertie and his ilk or go commit suicide like "your great leader" told you to.

Capt'n Midnight

homeless13 wrote: »

Most of my college assignments are due this week, i also have an exam tomorrow,I just don't know how I am going to go in and pretend that everything is fine when it so far from is. Or focus in any, way, shape or form.

Check what the procedure is for lodging an appeal for the exams and do it as soon as you can after the exams.

like this sort of thing
http://www4.dcu.ie/registry/examinations/regulations.shtml#14

14.6
A candidate may appeal by completing form R31 against a decision of a Progression and Award Board on the following grounds only.

that his/her performance in the assessment was adversely affected by illness or other factors which he/she was unable or for valid reasons unwilling to divulge before the Progression and Award Board reached its decision.

Jimoslimos

If anything the OP is more disrespectful towards the plight of the homeless. The entire thread was initially started as a way of eliciting humourous comments about the homeless.

homeless13 wrote: »

So AH any tips on homeless life that will be useful and cheer me up some

To me it doesn't seem like the OP is asking for help, if I was to start a similar thread but instead started it with "Imagine you were made homeless...." I'd be pilliored for mocking vulnerable people by the same posters supporting the OP here.

Assuming it's true, I presume his parents who were more than willing to supply him with free accom throughout college would have no qualms about taking him back in - it's a bit of an insult to people living on the street to say he's going to become homeless, houseless perhaps.

saa

So in the event that you would find yourself facing a life on the streets you need to hold back your emotions at the and take as much support as you can get personally and from services.

When can you register as homeless?
Can you stay with anyone? Then use their address to receive JSA and use that to rent a small room in a house share?
Are you entitled to any payments for living expenses?
Is it enough to rent a room or find shelter that is drug free?

You would need to make a plan, see your TD, citizens advice centre, county council, housing, SVP, any other charity that can provide services or guidance during that kind of emergency.

FanadMan

I'm disgusted by some of the responses posted here. Would really love those "lovely" people to be put in a financial fix that was not their own fault, just to see how they'd deal with it. They'd be straight on here crying "Oh poor little me!"

OP, my heart goes out to you and your family. It's so horrible to be have your family treated like that, it is your home after all. And as for the pets, they are family too.

As Capt'n Midnight said, get on to your college regarding the exams and so on. Rather than just appealing straight away, speak to your year head and explain the situation. While at college I had bad health problems and then my mum died just before the exams. Was allowed to repeat the whole year and the college suspended the fees and sorted out the grant for the new year. If you ask for help you'd be surprised how people can react.

Anyway, best of luck to you and your family (two and four legged ) Really hope that things work out for the lot of you.

Take care

Adam

All you preachy sods can climb down off your high horses. IF the OP's story is true, it's very sad. But most of you only give a **** because it was posted on your precious After Hours. How many of you gave a seconds thought to all the currently homeless people in the 24 hours prior to this thread? But suddenly an opportunity to look down on someone and you're all fecking activists! Reminds me of the idiots on Facebook screaming "Kony 2012 OMG!", as if they ever cared about any of the worlds ongoing travesties. And disappeared just as quickly.

Just a few reminders:

1. The OP posted in After Hours.
2. The OP posted in After Hours?!
3. The OP supposedly found out he was being evicted and thought "I know, I'll run to this website I heard about, bored-something...".
4. The OP had to register just to get our help. (and yet still posted in AH...)
5. When he finally got here, distraught as he is, all he could come up with was "So AH any tips on homeless life that will be useful and cheer me up"..........sounds legit.

Pass on your well wishes/advice if you think it's legitimate. Make jokes if you don't(it's still in AH, right?). Otherwise, shut the **** up.

/rant

kelle

SafeSurfer wrote: »

If you are homeless in 7 days why did you call yourself Homeless13.

Homeless7 would have made more sense. Or was Homeless7 already gone?

If it was we're all truly f*cked.

Maybe because he felt unlucky?

SnoopyGunner

Yeah Yeah Yeah wrote: »

6 days to go!

Wow... Just wow :rolleyes:

homeless13

Okay again let me clarify a few things.

I am not a troll, in fact I am a daily boards user, I decided to use a new user name because the stuff I have posted about could make me recognisable.

The reason I posted in AH instead of PI, I just wanted to vent, to get it out there, my head felt like it was going to explode.

The house is the family home, I have lived in it my whole life, my parents do not own any other houses, or anything like that working class people.

As for me getting a job, I live about an hours drive from my college, so I do that everyday, I want to do well in college so I can get a good job and do well for myself and never end up like my parents, I am working for my future. It is a science based course btw. Oh and would just like to mention that I look after all my own expenses with grant money, plus paying my share of the bills, my home internet consists of a phone. If the mortgage company was willing to drop the payments a couple of hundred we could manage, I think their reservation in dropping the mortgage is my parents age, both a in late 40s, early 50's and they want to make sure that they get paid. Even if they just dropped the payments until I was finished college that would be find I could then take over the mortgage.

I will be making an appointment to talk to the guidance councillor in my college today to see them ASAP, even of they can't help out financially just that bit of extra support while this is going on would be great.

I will be getting in contact with New Beginnings today, so thank you to the poster who suggested them, hopefully they can help.

Finally I would like to thank everyone who has been compassionate and empathetic, it does mean a lot. And to those of you who arent, well... I hope you never have to go through something similar.

Eve_Dublin

And this thread hightlights why AH is gone to the dogs...infested with pricks.


Sorry to hear about your situation OP. Wish there was something I could do. Good luck.

Adam

Sorry for your circumstances OP. My advice: Don't expect people to take you seriously if you don't act seriously. Hope everything works out for you.

AeoNGriM

questionmark? wrote: »

Doesnt sound like you had a mortgage or house anyway.

In order news OP gets thrown out of somebody elses house, leaves Leitrim, finds the internet and signs up to boards. Go you!

See now this is where having a brain and a semi decent grasp of the English language would have served you well. Shame.

Dubit10

Hard luck OP. Not to worry at least those poor bankers will be able to afford that family trip to disneyland and the ski trip to France this year and lets face it thats the important thing.

Dubit10

Dudess wrote: »

Why are people saying this is definitely a troll? Could they provide proof? Just because it very well might be, doesn't mean it is for certain.
Having a pet isn't a ****ing luxury by the way and "Get a job" is a pointless, dumb thing to say.

These threads always bring the non empathising psychopaths of Boards out of the woodwork in their droves. The OP says they DID do all they could, but of course a handful of emotionally unstable people have to pretend they didn't. Must suck to be that miserable...

Sad thing is most of them are more than likely still living in mam and dads boxroom in their late 20's.

SnoopyGunner

Eve_Dublin wrote: »

And this thread hightlights why AH is gone to the dogs...infested with pricks.


Sorry to hear about your situation OP. Wish there was something I could do. Good luck.

An insult to dogs, a loyal animal. Gone to the rats to be honest like most of Ireland :mad:

Sound of Silence

Fighting Irish wrote: »

If i had a chance of losing my home, i'd give up every non essential thing to try save it, did you?
"I am gong to have to rehome my pets"
No, so no sympathy from me, but good luck

Seeing that he never mentioned exactly what his parents did to save the house, it would be unwise to speculate. For all you know they made extraordinary efforts.

Pets are not incredibly expensive, provided they don't have a medical condition. £2 a week is as much as it costs me to take care of my Border Collie - £10 bag of dog food every five weeks. Simply getting rid of the pets wouldn't have solved their problems.

Also, I imagine they were in a highly emotional state, and the pets provided some comfort. Presented with such an overwhelming situation, I imagine it would be difficult to think rationally.

I do, however, doubt that the OP is particularly concerned about earning your sympathies.

old_aussie

Ghost Buster wrote: »

Its unconstitutional to evict any one from their home.

Ireland has a constitution?

Adam

SnoopyGunner wrote: »

An insult to dogs, a loyal animal. Gone to the rats to be honest like most of Ireland :mad:

He takes offence to that! :mad:

Gummy Panda

old_aussie wrote: »

Ghost Buster wrote: »

Its unconstitutional to evict any one from their home.

Ireland has a constitution?

Yes..

SnoopyGunner

Adam wrote: »

He takes offence to that! :mad:

Yourself?

stovelid

It's nice to see that a monthly wedge of my salary is going (without mandate) to prop up businesses that fire families out on the street.

And before people say 'pay your arrears to the bank', what about me paying theirs?

as125634do

as125634do wrote: »

be glad you will be sleeping rough in a mild climate

coastal california is mild

Jimoslimos

homeless13 wrote: »

I am not a troll, in fact I am a daily boards user, I decided to use a new user name because the stuff I have posted about could make me recognisable.

That's what the unreg function in PI is for.....did you close your other account first?

Maybe I'm just getting cynical, but if I was to believe everything at face value I'd be spending most of time giving opinions on whether some chap's sister looks sexy in a cosplay outfit.

cordni

bluewolf wrote: »

pets are "a luxury item"?
i hope you dont have any

Couldn't agree more with you!

cordni

Cookie_Monster wrote: »

yeah, of course they are. you don't get one unless you know you can afford to look after it, feed it, pay vet bills etc. Pets take a lot of time and money to look after correctly, otherwise you are just being massivly irresponsible to both yourself and the animal...

in that case, are children a luxury too????