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Accident while Drink Driving, Insurance refusing to pay

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    #32
    Tilikum
    Closed Accounts Posts: 994 ✭✭✭Tilikum


    Mikros wrote: »
    As others have said check your policy, I know mine has a clause that limits the cover to the minimum required by law, i.e. 3rd parties only, if drink or drugs are involved. If your mate has something similar he is sh*t out of luck...

    9. Drink/Drugs Clause
    Our liability will be restricted to provide only the minimum insurance cover as required by law, if as a result of any accident, injury, loss or damage, any person driving is convicted of any offence involving driving under the influence of alcohol or drugs, contrary to the laws of the country in which that person is convicted.

    I'm sorry Ive never been in an accident so I don't know what that means. Does that mean if I crashed into someone whilst over the limit (then got convicted) they would only pay out for the damages to the person I hit? Nothing for my own car?


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    #33
    biko
    Registered Users Posts: 81,222 ✭✭✭✭biko


    Please start a new thread with your question.


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