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Buying A House (Sale Agreed) - Help Required

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  • 16-05-2012 10:48pm
    #1
    19driver83
    Registered Users Posts: 164 ✭✭


    Just after agreeing to buy a house and what to know:
    1. what costs are involved,
    2. procedures,
    3. what am i entitled to
    4. Interest relief - how to apply
    Basically as much guidance as possible.

    House is a semi detached for 210,000. Owner as agreed to leave beds and wardrobes.

    Mortgage has been approved by AIB.

    I have agreed a few of €1,100 with a solicitor.

    I know stamp duty is 1%.


Comments

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    #2
    sarkozy
    Registered Users Posts: 1,476 ✭✭✭sarkozy


    Between the solicitor and bank, they should walk you through the steps. I'm in the same situation as you at present.


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    #3
    killers1
    Registered Users Posts: 1,443 ✭✭✭killers1


    You'll find everything you need to know here...

    http://www.boards.ie/vbulletin/showthread.php?t=2056570988


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    #4
    ted1
    Registered Users Posts: 23,521 ✭✭✭✭ted1


    What do you mean entitled too?


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    #5
    19driver83
    Registered Users Posts: 164 ✭✭19driver83


    ted1 wrote: »
    What do you mean entitled too?

    Interest Relief for one.
    Just looking for tips really.


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    #6
    the_syco
    Registered Users Posts: 37,299 ✭✭✭✭the_syco


    19driver83 wrote: »
    beds and wardrobes
    Make sure you bring a few spare lightbulbs when you move in. Also, was there a nice kitchen that you thought was nice? Wonder will it be there when you move in?


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    #7
    riclad
    Registered Users Posts: 8,184 ✭✭✭riclad


    http://www.revenue.ie/en/online/mortgage-interest-relief.html
    click link register for mortgage relief,you can only do this after you move in,ie sale process agreed, wait for a month,after 1st mortgage payment go,s thru.relief lasts 7 years.


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    #8
    Sand Wedge
    Registered Users Posts: 226 ✭✭Sand Wedge


    riclad wrote: »
    http://www.revenue.ie/en/online/mortgage-interest-relief.html
    click link register for mortgage relief,you can only do this after you move in,ie sale process agreed, wait for a month,after 1st mortgage payment go,s thru.relief lasts 7 years.


    I think Mortgage Relief stops for everyone at end of 2017, so you would get about 5 and half years of it!


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    #9
    MagicMarker
    Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    Aren't these the kinds of things you should learn about before agreeing to buy a house?


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    #10
    Sand Wedge
    Registered Users Posts: 226 ✭✭Sand Wedge


    riclad wrote: »
    http://www.revenue.ie/en/online/mortgage-interest-relief.html
    click link register for mortgage relief,you can only do this after you move in,ie sale process agreed, wait for a month,after 1st mortgage payment go,s thru.relief lasts 7 years.


    I think Mortgage Relief stops for everyone at end of 2017, so you would get about 5 and half years of it!


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    #11
    Zamboni
    Registered Users Posts: 4,305 ✭✭✭Zamboni


    MagicMarker wrote: »
    Aren't these the kinds of things you should learn about before agreeing to buy a house?

    I held back on posting that earlier. Beggars belief.


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