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Visa Debit - Can't pay MBNA! (Laser always worked!)

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  • 02-06-2012 3:04pm
    #1
    Solair
    Closed Accounts Posts: 7,230 ✭✭✭


    While I am delighted that I can now use my Visa Debit card online, and that it's more flexible than Visa, I have discovered that I can't make an online payment to MBNA with it! They only accept Laser.

    Given that Bank of Ireland are now actively replacing Laser and AIB will follow very soon, MBNA would want to seriously get a move on and update their website and phone payment system!

    I just thought I'd post as a word of warning to anyone who usually pays MBNA by Laser who has had a replacement card sent out from BOI. You would really want to setup MBNA on internet banking and allow a few days to clear as you might incur accidental late payment fees if you suddenly discover they won't take Visa Debit payment!


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    #2
    Kensington
    Closed Accounts Posts: 3,683 ✭✭✭Kensington


    Yeah it's a bummer, my local credit union will only accept Laser cards for loan repayments. Visa and Mastercard are no-go - Visa Debit and Mastercard prepaid included.

    I imagine most places like the CU and MBNA don't accept credit card (for obvious reasons) but they're going to need to find a way to differentiate Visa Debit and Visa Credit.


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    #3
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    The ability is already there to distinguish between them, they just need to implement it.


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    #4
    wmpdd3
    Registered Users Posts: 9,624 ✭✭✭wmpdd3


    What about paying with an electronic transfer?


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    #5
    Pablo Sanchez
    Closed Accounts Posts: 1,207 ✭✭✭Pablo Sanchez


    wmpdd3 wrote: »
    What about paying with an electronic transfer?

    +1 i find this the easiest way to pay them. Give their customer care a call and get the details set up as a payee on your current account.

    And as a BOI customer it will help towords your 9 quarterly internet transfers which will help you qualify for free banking.


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    #6
    Solair
    Closed Accounts Posts: 7,230 ✭✭✭Solair


    MBNA have no issue accepting UK Visa Debit and have done for years.

    The ability to distinguish them is rather easily implemented, and almost all retailers will do that to avoid paying credit card handling fees anyway.

    The first 4 digits of the card identify that it's an Irish debit card.


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    #7
    Toboldlygo
    Registered Users Posts: 62 ✭✭Toboldlygo


    Solair wrote: »
    MBNA have no issue accepting UK Visa Debit and have done for years.

    The ability to distinguish them is rather easily implemented, and almost all retailers will do that to avoid paying credit card handling fees anyway.

    The first 4 digits of the card identify that it's an Irish debit card.

    The problem lies with MBNA - they need to update their systems to accept the new card. :)


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