Motor Insurancs

brownswiss

Do any of you know if a 20 yr old who has been a named driver for 3 yrs looses the benefits applying to that time once they are no longer a named driver. FBD seem to apply almost as much discount for time as a named driver as they do for a no claims discount on one's own policy.

The policy on which the 20yr old has been named expires today but they are not in a position to get their own policy for a couple of months. I am interested in hearing from people who have been in this position. FBD claim that the benefits are not lost but I do know of someone in a similiar position who did loose and had to pay as if they were a new driver.

Thanks

Yawns

Depends on the insurance company. Some allow the person to take the experience over with them to their own policy, some don't. Some will allow 3 years named driving experience to count as 1 full year NCB or 2 or the 3. Ring about and ask. It's about all you can do when it comes to insurance each and every year.

brownswiss

Ok Thanks... I was hoping it was not company dependant.... Fbd will allow it even if there is a break in the insurance but i understand other companies insist on no break between being a named driver and taking out one's own policy