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Query on opening account

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  • 27-06-2012 10:49am
    #1
    donegaldude
    Closed Accounts Posts: 171 ✭✭


    Hi,

    I was a BOI customer before with a current account which has been closed. I went a bit mad when I was at college and had a few loans (one a car and another for college fees). Anyways I fell behind in repayments and nearly defaulted on the loans. I sourced money elsewhere and cleared the loans before it got messy. I was working in the uk for the past few years and am now back in ROI. Have a current account with another bank which has been in the news all week, and am looking to change.

    Would my previous poor record affect the opening of a new account? The previous events happened in 2007 early 2008. I realise my credit rating has taken a hammering and am also wondering if I will ever be able to get finance again?

    Thanks.


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    #2
    Bank of Ireland: Pat
    Closed Accounts Posts: 354 ✭✭Bank of Ireland: Pat


    hi donegaldude,

    Thanks for getting in touch. It is possible to open an account, even if you have a poor credit rating, but all applications would be looked at on a case-by-case basis.
    Bank of Ireland: Pat wrote: »
    You can find all of the information you need to switch your account back to us here.

    There is also a link at the bottom of that page to our FAQs on switching your account and a link to the switching documentation that you may need.

    I hope this helps. If there's anything else we can do for you, just ask.

    Thanks
    Pat


  • Options
    #3
    donegaldude
    Closed Accounts Posts: 171 ✭✭donegaldude


    Thanks for the reply, will pop over to a branch and see how I get on.


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