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Is there Any Bank that dont charge

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  • 30-06-2012 1:02am
    #1
    faolteam
    Registered Users Posts: 1,778 ✭✭✭


    Is there Any Bank that dont charge current account fees ???

    how easy is it to swap details with another bank etc

    any help appreciated totally piS??ed of with Bank of Ireland

    first time i was under the 3000 limit and they had the cheek to cahrge me 8.12 , they don't care about business


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    #2
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    Ulster Bank do not charge transaction fees on EUR transactions via their 'Step' account.

    As per the other thread, Ulster are currently experiencing a massive system breakdown.


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    #3
    filmbuffboy
    Closed Accounts Posts: 894 ✭✭✭filmbuffboy


    As far as I know PTSB also do free day to day banking.


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    #4
    wonski
    Registered Users Posts: 13,685 ✭✭✭✭wonski


    filmbuffboy wrote: »
    As far as I know PTSB also do free day to day banking.

    These are the condition - from their website:

    All you have to do to qualify is:
    1. Use your Visa Debit Card to pay for purchases like petrol or groceries, 18 times per quarter
    2. Lodge at least €3,000 to your account every quarter like your salary
    3. Make at least one transaction through Open24 every quarter (this could be a funds transfer or bill payment)
    4. Keep your account within agreed limits
    Remember - if you do not meet all of the above criteria within the quarter then a fee of €12 will apply per quarter.

    not too bad, will fit me. Also visa debit card...
    I may give them a call next week if Ulster fails to resolve the issue.

    PTSB also offers personalized debit card - you can put your own picture on it... Not very important to me, but never been offered anything like this.


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    #5
    faolteam
    Registered Users Posts: 1,778 ✭✭✭faolteam


    I dont have a Visa Debit card only a master card from B o I,

    might try Ulster just hoping this problem there sorts itself out


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    #6
    baegan
    Registered Users Posts: 94 ✭✭baegan


    its the same deal with AIB, you get charged 15 euro a quarter if you dont keep a minimum balance of 2.5k.

    not only have we bailed out the bankers, bought the bank, now they up interest rates and increase fees. jokers

    im closing out all my accounts with these thieves


    has anyone found a truly free banking set up ireland.


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    #7
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Don't drag up threads.

    However, it's worth nothing that for the very reason that we own a share of the banks, they have to start making a profit in order to pay us back. Bit of a catch 22 for them, really. We can't have our cakes and eat them too.


This discussion has been closed.
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