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Crossed cheque question

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  • 06-07-2012 8:50am
    #1
    09009188
    Registered Users Posts: 2 ✭


    I just got paid from work by cheque issued by BOI. I dont have an acc with them and want to cash it straight away. Can i do this by going to the branch that issued the cheque or any other boi? The cheque is crossed with two blue lines.


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    #2
    Bank of Ireland: Linda
    Closed Accounts Posts: 719 ✭✭✭Bank of Ireland: Linda


    Hi 09009188,

    If a cheque is crossed, you cannot cash it. You will need to lodge it into your account.

    Thanks
    Linda


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    #3
    KoolKid
    Moderators, Home & Garden Moderators, Technology & Internet Moderators Posts: 24,789 Mod ✭✭✭✭KoolKid


    Is there some discretion in this. ?
    I have had crossed cheques cashed in some cases bit not others.
    Always in the branch its drawn on.


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    #4
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    09009188 wrote: »
    I just got paid from work by cheque issued by BOI. I dont have an acc with them and want to cash it straight away. Can i do this by going to the branch that issued the cheque or any other boi? The cheque is crossed with two blue lines.

    Can you lodge it to your own acc in another bank?


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    #5
    KoolKid
    Moderators, Home & Garden Moderators, Technology & Internet Moderators Posts: 24,789 Mod ✭✭✭✭KoolKid


    You can..


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    #6
    Bank of Ireland: Pat
    Closed Accounts Posts: 354 ✭✭Bank of Ireland: Pat


    Hi all,

    It is Bank of Ireland's policy not to cash crossed cheques. As mentioned above you can only lodge them into an account.
    Kristopherus wrote: »
    Can you lodge it to your own acc in another bank?

    Koolkid is correct, you shouldn't have any problems lodging into one of your own accounts. You will need to contact the other bank to confirm their policy on crossed cheques.

    Thanks
    Pat


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