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  • 13-07-2012 10:03pm
    #1
    john why
    Registered Users Posts: 453 ✭✭


    looking for some advice. im currently with PTSB and thinking of changing banks to BOI.

    Can you advise the bank charges on a current account. We've alot of dds set up. Are there charges for these etc?

    Thanks


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  • Options
    #2
    Bank of Ireland: Linda
    Closed Accounts Posts: 719 ✭✭✭Bank of Ireland: Linda


    Hi john why,

    There are a few options for charges on our current accounts.

    The first option is the Pay as you go which is 28cent per transaction including direct debits.

    The second option is the Flat fee which is €11.40 for 90 transactions and is thereafter charged at 28cent.

    There is also a No Transaction Fees offer:
    1) Lodge €3000 into your account (but you do not have to maintain it) AND make 9 debit payments using Banking365 phone or Banking365 online services.
    OR
    2) Maintain a €3000 credit balance in the account for the full quarter.

    All charges are levied per quarter which is broken down as per below:
    Quarter 1 begins 21st of Nov 2011 until 17th of Feb 2012
    Quarter 2 begins 20th of Feb 2012 until 18th of May 2012
    Quarter 3 begins 21st of May 2012 until 17th of Aug 2012
    Quarter 4 begins 20th of Aug 2012 until 16th of Nov 2012
    Any transactions after 5pm on the last day of the quarter may not be reflected until the next quarter.

    Please also note that if you would like to qualify for the free banking, debit transactions that would qualify:
    -debit payment from the account in question to another of your own accounts.
    -debit payment out of your own account into a 3rd party account.
    -pay a bill like a credit card or utility bill
    -to top up your phone using banking365 phone or online.

    The following do not qualify:
    -Automated transactions such as direct debits and standing orders.
    -Laser card transactions of any type.

    Thanks
    Linda


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