Morbid but need to know

PurpleHippo

Hi guys. My fiance and I recently acquired a house from the Council, after a long time waiting.
I know this sounds morbid and not what we should be thinking about, but we did discuss it the other night...what happens if one of us dies?
Does the remaining person get to stay in the home?
We have a two bedroom house.
Both our names are on the Tenancy Agreement and the Council rent payment card, so I assume the lease is in both our names.
Just want to know to make us feel at ease.
Thanks for your help.

poker--addict

This may come across a bit harsh, and i would hope it would not happen immediately after a partner died however I believe people getting houses from the council should be provided with a house to suit their needs. That is the councils goal in the first place?

Would it be right that another couple desperately seeking a home from the council be refused because some of the houses suited for 2 or more are already taken by a person living alone.

As for what happens in reality I have no clue knowing our government and its efficiency they might even move you to a bigger house!

riclad

i know a bloke ,father died, council transfered him to flat,
from 3bed house .
Now a family lives in that house.
but i know another bloke ,lives in a 3bed council,house by himself.The 3 children moved out as they grew older.
the council wont sell him the house, cos hes married ,
wife moved out in 2001.
The councils have rules, a single person has no right to stay
in a 3bed house for obvious reasons .
What happens in practice,is most people after ten years buy the house,
if they are working.

Villa05

PurpleHippo wrote: »

Hi guys. My fiance and I recently acquired a house from the Council, after a long time waiting.
I know this sounds morbid and not what we should be thinking about, but we did discuss it the other night...what happens if one of us dies?

Does it take that long to get a council house in a country where the state owns the largest property portfolio in the world.

peter_dublin

I know this is off topic but perhaps someone knows,

1. Why do they have the write to buy the property at all.
2. Is it sold to them at the market rate.
3. Surely if they are working they no longer require the support of the council and should enter the private housing market.

foxy06

They pay market rate less 3% for every year they are council tenants but this is coming to an end this year. Thing about buying off the council is you can't make an offer on it. They give u a price and u buy it or not. Chances are in this market if they did buy it they would make a hefty loss in future if they tried to sell it. So its not really the handy number most people think it is.

peter_dublin wrote: »

I know this is off topic but perhaps someone knows,

1. Why do they have the write to buy the property at all.
2. Is it sold to them at the market rate.
3. Surely if they are working they no longer require the support of the council and should enter the private housing market.

riclad

MOST People i know who were tenants bought their homes,they,d get a certain price minus, x per cent per year of tenancy.
When you are working you pay more rent,plus anyone working,son , relative ,is considered in rent calculation.
The council don,t evict people who get a job, they just raise the rent .
I know estates ,that are 95 per cent purchased,
theres hardly any tenants left in them.
I think councils all have slightly different policy,s , i dont
think its worth worrying about.
you also have the option of buying a private house
,if your income increases .

Nama owns alot of property ,but theres
no sign of them getting transfered to council
ownership.

IF you payed 250k, for an apartment
would you be happy if 100 units in your complex, were given over to council tenants?
AS above i believe if someone can afford to buy a private house ,
they should move out of council housing .
You could ask the council,what happens if one person passes away,
or ask in centrecare advice center.
IT takes a long time , probably because most houses in all
but the worst estates have been sold to the former tenants.
And most councils are building very few new units.
i don,t want to be rude ,but just being on the council lease
does not entitle a person to stay in a large house by themselves.
IN my experience ,people only get council houses now,
if they have 2 kids, or if they are on disability allowance.

StillWaters

OP the Council Housing Officer will be the best person to answer your question. I imagine the remaining partner would not be evicted, although possibly there would be a housing and rent review?