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credit card debt

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  • 21-07-2012 5:58pm
    #1
    murakami
    Registered Users Posts: 3 ✭


    I have an outstanding €8000 balance on my AIB visa 'be' card. I struggle to meet minimun payment each month. I am currently on maternity leave and am due back to work in January . What are my best options? Can I transfer that balance onto another cc and not pay intrest for a while? Is bank loan better option?


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    #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    i think a bank loan is the best option. aib would be the most likely to take this on board. give them a call through telephone banking and they can put you through to their direct banking team.


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    #3
    murakami
    Registered Users Posts: 3 ✭murakami


    does anyone have experience with transferring the debt onto another card?


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    #4
    whomitconcerns
    Registered Users Posts: 4,358 ✭✭✭whomitconcerns


    Have you got another card already with a special low rate for balance transfers? If not then it wont help, you will not get a new one at the moment


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    #5
    murakami
    Registered Users Posts: 3 ✭murakami


    no I don't have one...but I got one of my friends to sort me out with 5500€:)

    it leaves me with 2500€ on the visa

    any idea will I be able to transfer this new lower balance onto new one ?


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