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Home broken into - if i claim on insurance, will it affect premium by much?

cruachan7 · 2012-08-13 12:15:19

Hi, My home was broken into yesterday (day time 4pm). I have phone watch and was at the house with the police in 15 minutes. All they took was my PS3 but also smashed a door window which cost me €240 to replace. If I was to claim this on my insurance - would it affect the premium by much do you reckon??

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13-08-2012 1:15pm

#1
cruachan7

Registered Users Posts: 76 ✭✭

Join Date: July 2006

Posts: 57
Hi, My home was broken into yesterday (day time 4pm). I have phone watch and was at the house with the police in 15 minutes. All they took was my PS3 but also smashed a door window which cost me €240 to replace.
If I was to claim this on my insurance - would it affect the premium by much do you reckon??

Tagged:

home insurance

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#2 13-08-2012 1:23pm
peteb2

Registered Users Posts: 1,813 ✭✭✭

Join Date: February 2010

Posts: 1622

What your policy excess? I'd be suprised if it was below €250. So check that before you even consider anything. Also consider whether your insurers are allowing a "no-claims bonus". All these are only questions you can answer.

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#3 13-08-2012 1:23pm
cruachan7

Registered Users Posts: 76 ✭✭

Join Date: July 2006

Posts: 57

ah- never though of that, excess is 500....so that is that, thanks!

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