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Window dressing savings for potential mortgage application..

musclesmcginty · 2012-08-14 10:09:58

Im an in a permanent engineering job in a multinational company and my Girlfriend is a school teacher in a contract position. We are currently saving together in a joint account but it is becoming more likely that I will have to apply for the mortgage under my own name (and income obv.) because she does not have a…

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14-08-2012 11:09am

#1

musclesmcginty

Registered Users Posts: 15 ✭

Join Date: April 2012

Posts: 11

Im an in a permanent engineering job in a multinational company and my Girlfriend is a school teacher in a contract position.

We are currently saving together in a joint account but it is becoming more likely that I will have to apply for the mortgage under my own name (and income obv.) because she does not have a permanent job.

So: Are we better off saving our money seperately inorder to show to the banks our individual saving profiles? Or will the mortgage lender mind if they see us saving together?

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#2 14-08-2012 12:12pm
unclebill98

Registered Users Posts: 3,816 ✭✭✭

Join Date: January 2007

Posts: 3632

Makes no difference. You'll be asked about your savings pattern so it will be highlighted then.

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