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Dog Walking Insurance

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  • 23-08-2012 2:14pm
    #1
    Gloomtastic!
    Registered Users Posts: 8,464 ✭✭✭


    Anyone know where I can get dog walking/sitting insurance cover in Ireland.

    A couple of brokers have drawn a blank for standalone cover (you can get it as part of a dog grooming business).

    Aviva and FBD don't do it, anyone know of anyone else?


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    #2
    coylemj
    Registered Users Posts: 25,435 ✭✭✭✭coylemj


    What exactly are you insuring against? Most domestic dogs have no intrinsic value so the only risk I can see is if the dog needs veterinary care as a result of your negligence and you could easily cover your ass protect yourself by insisting that your customers have their own pet insurance if they refuse to sign a disclaimer indemnifying you from liability as a result of your negligence.


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    #3
    Gloomtastic!
    Registered Users Posts: 8,464 ✭✭✭Gloomtastic!


    What if a dog in my charge ran out on a road and caused an accident? What if one attacked and killed another dog? What if one attacked a person?
    That's the kind of thing I'm worried about.


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    #4
    coylemj
    Registered Users Posts: 25,435 ✭✭✭✭coylemj


    I'm not a legal expert but I understand that it's the owner that's liable, same as if one of his children was in charge of the dog when such an incident happens. As far as I know, your only personal legal exposure would be if you allowed the dog to run loose in a park where the local authority had by-laws in force stating that dogs had to be kept on a leash.


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    #5
    Gloomtastic!
    Registered Users Posts: 8,464 ✭✭✭Gloomtastic!


    coylemj wrote: »
    I'm not a legal expert but I understand that it's the owner that's liable, same as if one of his children was in charge of the dog when such an incident happens. As far as I know, your only personal legal exposure would be if you allowed the dog to run loose in a park where the local authority had by-laws in force stating that dogs had to be kept on a leash.

    Ok. And if I did let them off the leash where they aren't allowed? :roll:


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    #6
    coylemj
    Registered Users Posts: 25,435 ✭✭✭✭coylemj


    Gloomtastic! wrote: »
    Ok. And if I did let them off the leash where they aren't allowed? :roll:

    A fine via ticket from one of those non-existent park wardens. ;)


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    #7
    Gloomtastic!
    Registered Users Posts: 8,464 ✭✭✭Gloomtastic!


    coylemj wrote: »
    Gloomtastic! wrote: »
    Ok. And if I did let them off the leash where they aren't allowed? :roll:

    A fine via ticket from one of those non-existent park wardens. ;)

    I'm nearly on first name terms with the dog warden at this stage, bloody pest! ;) But insurance wise how would affect me?


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    #8
    Gloomtastic!
    Registered Users Posts: 8,464 ✭✭✭Gloomtastic!


    coylemj wrote: »
    Gloomtastic! wrote: »
    Ok. And if I did let them off the leash where they aren't allowed? :roll:

    A fine via ticket from one of those non-existent park wardens. ;)

    I'm nearly on first name terms with the bloody dog warden at this stage, he's appeared from nowhere recently. But insurance wise how would affect me?


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