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Work FullTime but Struggling

  • 04-09-2012 4:57pm
    #1
    bluemamba
    Registered Users Posts: 2 ✭


    I would like advice on the following.

    I work full time (39 hours) per week. I do not qualify for any benefits except (FIS). I am living on a rented house, I am a single parent to 4 children. I am thinking of reducing my hours (28-30 hours) per week. I come home late and I do not have time to spend with my young children.

    I have always worked (all my life) but to be honest I am barely breaking even, the rent is killing me (been on the waiting list for housing for years). I do not have a saving on my name.

    Please advice.

    Thanks


Comments

  • #2
    ANXIOUS
    Registered Users, Registered Users 2 Posts: 3,095 ✭✭✭ANXIOUS


    How much maintenance do you get from your children's father(s)? Do you bit qualify for rent allowance?


  • #3
    bluemamba
    Registered Users Posts: 2 ✭bluemamba


    ANXIOUS wrote: »
    How much maintenance do you get from your children's father(s)? Do you bit qualify for rent allowance?

    The father passed away. Do not qualify for rent allowance, due to the hours I work.


  • #4
    MoonDancer
    Registered Users Posts: 706 ✭✭✭MoonDancer


    Can you go and have a chat with your local TD and ask him to help speed up the process of you getting a council house? I have always had luck when going to them. Explain your situation and they will be more then happy to help.


  • #5
    Joe's fanclub
    Registered Users Posts: 122 ✭✭Joe's fanclub


    OP - it might be worth your while cutting your hours down and applying for one parent family payment (you can earn up to approximately €140 per week and still get full payment)

    From there you could apply for FIS (family income supplement), medical cards for you and all of your children, would be paying less tax and could apply for rent allowance.

    I was in your boat, just making ends meet is tough, you'd need to sit down with a calculator and work it all out - also bear in mind that any of these could be cut in the next budget.

    I'm making the assumption that you pay for childcare? which if you were working less hours would cost less.

    Thats all without mentioning, less stress and more time with your kids


  • #6
    Pharaoh1
    Registered Users, Registered Users 2 Posts: 354 ✭✭Pharaoh1


    I'm presuming you are not eligible for Widows/Surviving Civil partners pension.
    It just that a relative (not near retirement age) is in receipt of a contributory pension on the basis of her deceased husbands PRSI.
    Even though she has substantial seperate income in her own right the contributory pension is not means tested. Even the means tested version has a substantial income disregard.
    There is no lower income threshold as far as I know.


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