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Insurance company which will value engagement ring?

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  • 19-09-2012 2:31pm
    #1
    2rkehij30qtza5
    Closed Accounts Posts: 1,476 ✭✭✭


    We are renting so don't have house insurance.
    Does anyone know a company who insures just rings? I want it insured when away from the house aswell as in it!
    And anyone roughly any idea how much this costs? Many thanks


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    #2
    kkelliher
    Registered Users Posts: 1,583 ✭✭✭kkelliher


    Julius Massive Hoe wrote: »
    We are renting so don't have house insurance.
    Does anyone know a company who insures just rings? I want it insured when away from the house aswell as in it!
    And anyone roughly any idea how much this costs? Many thanks

    Most if not all insurance companies provide all risks cover on specified items so you should be able to get this from any insurer


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    #3
    2rkehij30qtza5
    Closed Accounts Posts: 1,476 ✭✭✭2rkehij30qtza5


    Oh! Thanks! I thought only specific companies did this. Must ring around so!


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    #4
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    I think you'll have to take Contents cover on your belongings in the rented house and add Specified All Risks cover for the ring. I don't think you can get All Risks on it's own


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    #5
    2rkehij30qtza5
    Closed Accounts Posts: 1,476 ✭✭✭2rkehij30qtza5


    oldyouth wrote: »
    I think you'll have to take Contents cover on your belongings in the rented house and add Specified All Risks cover for the ring. I don't think you can get All Risks on it's own
    Even if the landlords own all the contents? We don't own any of the furniture in the house...how does that work? I can hardly ensure all our clothes or small possessions??


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    #6
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,687 Mod ✭✭✭✭Stheno


    Do you have laptops, wiis, playstations or anything like that?

    Contents will cover all of that.


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    #7
    2rkehij30qtza5
    Closed Accounts Posts: 1,476 ✭✭✭2rkehij30qtza5


    Stheno wrote: »
    Do you have laptops, wiis, playstations or anything like that?

    Contents will cover all of that.

    We have 1 laptop and my iPhone! That's about it though!


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    #8
    Gumbo
    Moderators, Society & Culture Moderators Posts: 39,309 Mod ✭✭✭✭Gumbo


    Julius Massive Hoe wrote: »
    We have 1 laptop and my iPhone! That's about it though!

    Clothes?
    Bed lining?

    If the house burned down tomorrow, what would it cost for you to go buy new clothes for personal use and work use etc etc thats the value on your contents.


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    #9
    2rkehij30qtza5
    Closed Accounts Posts: 1,476 ✭✭✭2rkehij30qtza5


    kceire wrote: »
    Julius Massive Hoe wrote: »
    We have 1 laptop and my iPhone! That's about it though!

    Clothes?
    Bed lining?

    If the house burned down tomorrow, what would it cost for you to go buy new clothes for personal use and work use etc etc thats the value on your contents.

    Didn't know I could insure clothes! Great thanks for all the advice!


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