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PPI - Is it worth claining?

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  • 24-09-2012 6:39pm
    #1
    newmug
    Banned (with Prison Access) Posts: 3,571 ✭✭✭


    Hi all. I've been paying PPI on my credic card for years. I'm now unemployed and entitled to make a claim, so I have a few questions:
    • Is it worth it? Will it affect my credit rating?
    • Will the cost of PPI increase next time because of my claim?
    • Will it affect my chances of getting a loan in future?
    • If they find a reason not to pay out, can I sue them for "mis-sold" PPI?
    • Has anyone here ever claimed it?
    I'm reluctant to claim, but haven't much choice.

    Cheers,
    Newmug


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  • Options
    #2
    Kennie1
    Registered Users Posts: 302 ✭✭Kennie1


    Is it worth it? Yes
    Will it affect my credit rating?No
    Will the cost of PPI increase next time because of my claim?No
    Will it affect my chances of getting a loan in future?No
    If they find a reason not to pay out, can I sue them for "mis-sold" PPI?I don't know...was it?
    Has anyone here ever claimed it?Yes many year's ago and I was happy I had it although I was mis-sold as the bank made it a condition of a loan where they had no right to do so but it worked out in my favor so I did not complain!


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