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credit union loan

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  • 25-09-2012 8:38am
    #1
    Guffy
    Registered Users Posts: 8,074 ✭✭✭


    Hi I'm lookin to get a new laptop and was thinking of getting a loan from cu for it. My acc balance is around 7k however I have never put money into it bar one lodgement about 4 months ago which I have been drawing from since ( to get finances in order).

    I'll be looking for 1 to 2k depending on the laptop. Would I be able to get this with them freezing whatever I get from my balance?


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    #2
    Islander13
    Registered Users Posts: 1,218 ✭✭✭Islander13


    gufc21 wrote: »
    Hi I'm lookin to get a new laptop and was thinking of getting a loan from cu for it. My acc balance is around 7k however I have never put money into it bar one lodgement about 4 months ago which I have been drawing from since ( to get finances in order).

    I'll be looking for 1 to 2k depending on the laptop. Would I be able to get this with them freezing whatever I get from my balance?

    Why don't you just withdraw from your account and pay for it with that? Paying high loan interest whilst you have money on deposit at a much lower rate is a route to the poor house long term


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    #3
    Guffy
    Registered Users Posts: 8,074 ✭✭✭Guffy


    sorry never got back on this but thanks man, took your advice and putting what I would have been paying back on load into the savings account.


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