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AIB Cheque time?

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  • 27-09-2012 3:15pm
    #1
    TheAmateur
    Registered Users Posts: 582 ✭✭✭


    Quick question guys: I have AIB online banking. If I check "Statements" right now, I can see that a cheque was lodged on 26/9/12. However, the guy who lodged it for me is swearing he lodged it last Friday. Is it possible that he lodged it Friday and it just hasn't been processed yet?

    Also, while the money is showing up in the statement, my balance hasn't been updated yet. Does anyone know how long this could take?

    Thanks a million :)


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    #2
    BamBam92
    Registered Users Posts: 18 ✭BamBam92


    Cheques take a few days to go through and considering it was the weekend maybe that was why??
    I'm not too sure about the balance updating mine one day would say I've less and the next day I've more! But I think it takes a day or 2! :)


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    #3
    TheAmateur
    Registered Users Posts: 582 ✭✭✭TheAmateur


    BamBam92 wrote: »
    Cheques take a few days to go through and considering it was the weekend maybe that was why??
    I'm not too sure about the balance updating mine one day would say I've less and the next day I've more! But I think it takes a day or 2! :)

    True, maybe he was just after hours on Friday, but I still find it hard to believe that it hasn't shown up until yesterday. And yea the balance updating is what's really killing me right now, I've no idea how long it's going to take and I can't use it until it's updated! Stress...
    Anyways thanks for the reply :)


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    #4
    sensitive1960
    Registered Users Posts: 40 ✭sensitive1960


    It takes 2 working days for a cheque to clear from the same bank as yours and 4 days for others.


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    #5
    roro2
    Registered Users Posts: 412 ✭✭roro2


    But if he lodged it in the bank on friday, the transaction should be dated friday, or monday if it was too late to be processed. Unless the bank misplaced it for a few days, which isn't very likely.


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    #6
    Elfinknight
    Closed Accounts Posts: 145 ✭✭Elfinknight


    From my experience with AIB, their statements don't show the transaction date, just the posting date so if the cheque didn't clear until the 26th that would be the date that would be shown.
    At least that is how it works with the statements you get in the post. Gives me a headache when I'm trying to balance the household books.


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    #7
    danthefan
    Closed Accounts Posts: 9,770 ✭✭✭danthefan


    Was in my local branch last week and they'd one of these machines you could lodge cash or a cheque at, I'm pretty positive it said if you lodge a cheque it would be in your account the next day. It sticks in my mind because I found it quite surprising.


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