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credit union savings history

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  • 28-09-2012 6:23pm
    #1
    evosteo
    Registered Users Posts: 2,400 ✭✭✭


    quick question,

    does anyone know if your saving history with your credit union counts towards getting a mortgage? iv had a direct debit of between 70 -150 per week going into them for the last 6-7 years. some to pay a loan which has been paid and the rest into shares. iv currently 10 g CU savings and currently have 100 per week going in.

    Does it count at all?

    im 28 btw if it matters


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    #2
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Not automatically. If you mention it on your application, I'm sure they'll look for proof (in the form of statements etc)


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    #3
    killers1
    Registered Users Posts: 1,443 ✭✭✭killers1


    evosteo wrote: »
    quick question,

    does anyone know if your saving history with your credit union counts towards getting a mortgage? iv had a direct debit of between 70 -150 per week going into them for the last 6-7 years. some to pay a loan which has been paid and the rest into shares. iv currently 10 g CU savings and currently have 100 per week going in.

    Does it count at all?

    im 28 btw if it matters

    It helps in a really big way and helps prove affordability. Definitely a big plus in your favour with your mortgage application.


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