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Insurance for "Non -Residents"

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  • 03-10-2012 8:50am
    #1
    elhal
    Banned (with Prison Access) Posts: 105 ✭✭


    Hi all,

    I work away for over half the year(6 weeks home 6 weeks away) and holidays on top of that, for taxation person I am classed as non-resident. So Im finding it impossible to get travel or wedding insurance and other insurances for that matter. Can anyone suggest somewhere who are willing to deal with individuals such as myself? or a way around this clause!!!


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    #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,711 Mod ✭✭✭✭Henry Ford III


    You must be resident somewhere, so why not buy whatever cover you need there?


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    #3
    fits
    Registered Users Posts: 13,502 ✭✭✭✭fits


    Henry Ford III wrote: »
    You must be resident somewhere, so why not buy whatever cover you need there?

    I am interested in the answer to this question too.


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    #4
    elhal
    Banned (with Prison Access) Posts: 105 ✭✭elhal


    Henry I live in ireland, I have a house and family here but..... I am only in ireland for 280 days over a 2 year period which therefore counts me as non resident. I work at sea, so Im not in any particular country when I am away.... so no... I am not resident anywhere!


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    #5
    ravima
    Registered Users Posts: 848 ✭✭✭ravima


    go to a broker.


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    #6
    hognef
    Registered Users Posts: 828 ✭✭✭hognef


    elhal wrote: »
    Henry I live in ireland, I have a house and family here but..... I am only in ireland for 280 days over a 2 year period which therefore counts me as non resident. I work at sea, so Im not in any particular country when I am away.... so no... I am not resident anywhere!

    According to Revenue rules, if you are in Ireland for at least 280 days over a two year period, you are regarded as resident for the second year.


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    #7
    elhal
    Banned (with Prison Access) Posts: 105 ✭✭elhal


    Hognef Im in Ireland for LESS than 280 days over every 2 year period...... so Im never resident! so 2010/2011 2011/2012 etc etc.


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    #8
    wonski
    Registered Users Posts: 13,685 ✭✭✭✭wonski


    Being resident for taxation purposes isn't exactly the same as being resident for insurance purposes. Speak to broker, explain it in details and i am sure you will be able to get insurance.


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    #9
    chillywilly
    Registered Users Posts: 2,793 ✭✭✭chillywilly


    Try world nomads for travel insurance.


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    #10
    elhal
    Banned (with Prison Access) Posts: 105 ✭✭elhal


    Have tried them they wont do it! thanks for the suggestion though much appreciated


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