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Eligibility for mortgage?

  • 13-10-2012 9:21am
    #1
    bejaysus
    Registered Users Posts: 40 ✭


    Would the following couple be eligible for a mortgage.

    Him:
    Earnings: 30,000 per annum after tax.
    9 years full time employment.
    Fixed full time working hours.

    Her :
    Earnings: 10,400 per annum. In first year of course which is of 3 years duration with expectation of gaining part time employment in 3 years time with similar income.


    Couple have no loans and have 10,000 in savings.

    They have 2 kids under 5 and 3 years provable history of renting without any arrears at any stage.

    Does anyone with knowledge of the mortgage market or people in a similar situation know if the above couple would be considered for a mortgage in today's market and if so of what value of mortgage do you think they would be eligible for.

    Thanks in advance.


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