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Household Charge Mega-Thread [Part 3] *Poll Reset*

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    #3122
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    Smidge wrote: »
    I do have an idea of what the value of my home would be if I were TRYING TO SELL IT on today's market.

    And as I said if this is then the valuation that I put on my property it would have to be the valuation for my home insurance.
    I could not rebuild my home as it stands for that insurance premium.
    As you pointed out yourself, these are two different figures for two different purposes. You wouldn't put the market valuation on your home insurance valuation.


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    #3123
    mfceiling
    Registered Users Posts: 12,821 ✭✭✭✭mfceiling


    Just on the valuation.

    At the height of the boom my brother in law got his house valued. He then took the estate agent in to my place for a look around. I live in the exact same house as him but my garden isn't south facing (actually marginally bigger). Estate agent valued my house at 70k less than his.

    How do i accurately assess my house value based on what an "expert" has claimed on 2 identical houses.


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    #3124
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    Ghandee wrote: »
    If I were you, I'd be preparing for a motion of no confidence to be put to the dail on Friday.;)
    I need to prepare for it? :confused:


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    #3125
    Smidge
    Closed Accounts Posts: 5,541 ✭✭✭Smidge


    dvpower wrote: »
    As you pointed out yourself, these are two different figures for two different purposes. You wouldn't put the market valuation on your home insurance valuation.

    Ok but then by that logic if I put the re-build cost on my self assessment it would be higher than the market value and therefore I would be liable to pay a higher tax on a house that is not worth the value that it is actually valued at:eek::confused:

    :mad:


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    #3126
    dxhound2005
    Registered Users Posts: 21,023 ✭✭✭✭dxhound2005


    mfceiling wrote: »
    Just on the valuation.

    A the height of the boom my brother in law got his house valued. He then took the estate agent in to my place for a look around. I live in the exact same house as him but my garden isn't south facing (actually marginally bigger). Estate agent valued my house at 70k less than his.

    How do i accurately assess my house value based on what an "expert" has claimed on 2 identical houses.

    In that case for the purposes of the tax it might be best to err on the side of caution and use the higher figure. Which would leave you potentially €45 or €90 worse off next year depending on where that €70K differential lay within the bands.

    In any case there is no point on putting a valuation on now, it may be out of date next July. And you should get the Revenue booklet in March to give you guidance on valuation.


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    #3127
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    Smidge wrote: »
    Ok but then by that logic if I put the re-build cost on my self assessment it would be higher than the market value and therefore I would be liable to pay a higher tax on a house that is not worth the value that it is actually valued at:eek::confused:

    :mad:
    No.

    Let's say that the rebuild cost is €250,000 and the market value is €180,000
    You would use the first figure on your insurance valuation and the second figure on your property tax valuation. You pay property tax based on the lower figure.


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    #3128
    darkhorse
    Closed Accounts Posts: 2,274 ✭✭✭darkhorse


    MadYaker wrote: »
    It does seem a bit silly though, I mean they're hardly going to smash your door down if you refuse to let them in to assess your property.

    No, that would never happen in Ireland.


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    #3129
    dxhound2005
    Registered Users Posts: 21,023 ✭✭✭✭dxhound2005


    darkhorse wrote: »
    No, that would never happen in Ireland.

    Could happen in Northern Ireland though, where your house can be seized for not paying property tax.


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    #3130
    tayto lover
    Registered Users Posts: 51,933 ✭✭✭✭tayto lover


    dxhound2005 wrote: »
    Could happen in Northern Ireland though, where your house can be seized for not paying property tax.

    What exactly do the people of Northern Ireland get for their Property Tax?


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    #3131
    Ghandee
    Closed Accounts Posts: 6,653 ✭✭✭Ghandee


    dvpower wrote: »
    No.

    Let's say that the rebuild cost is €250,000 and the market value is €180,000
    You would use the first figure on your insurance valuation and the second figure on your property tax valuation. You pay property tax based on the lower figure.

    I'm not sure if you're advocating tax fraud, or insurance fraud in this post tbh:confused:


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    #3132
    bgrizzley
    Closed Accounts Posts: 1,641 ✭✭✭bgrizzley


    dxhound2005 wrote: »
    Could happen in Northern Ireland though, where your house can be seized for not paying property tax.


    Which is exactly where this tax will end up here as well... (And before someone denies it could happen, they will sieze your car if you dont pay motor tax, so the precedent is already there)

    Fine Gael want to take your home!!!


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    #3133
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    The Revenue will be upping the ante on completing the database. I don't suppose a €100 a day fine would worry any of the brave warriors on this thread.
    Indo wrote:

    When told by Revenue to provide information on who owns a house, anybody who fails to comply will be hit with a daily fine of €100.

    Revenue will be drawing up a database of every house in the country, each of
    which will have an identification number.


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    #3134
    Ghandee
    Closed Accounts Posts: 6,653 ✭✭✭Ghandee


    tayto lover wrote: »
    What exactly do the people of Northern Ireland get for their Property Tax?

    Don't you know Tayto?
    District rate

    The district rate is fixed annually by each council and the rate will vary from council to council. Income from the district rate is used to meet the costs of providing a range of services.

    We provide a range of council services such as:

    bin collections and recycling leisure centres parks events council venues street cleaning economic indicatives building control.

    Find out what other services we provide

    Regional rate

    The regional rate is set by Central Government.

    Income from the regional rate is used to meet the costs of providing services like:

    education health personal social services housing roads sewerage water.


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    #3135
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    tayto lover wrote: »
    What exactly do the people of Northern Ireland get for their Property Tax?
    Ghandee has a pre prepared script for this one.

    Edit: He's too fast for me


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    #3136
    bgrizzley
    Closed Accounts Posts: 1,641 ✭✭✭bgrizzley


    dvpower wrote: »
    The Revenue will be upping the ante on completing the database. I don't suppose a €100 a day fine would worry any of the brave warriors on this thread.

    Originally Posted by Indo

    When told by Revenue to provide information on who owns a house, anybody who fails to comply will be hit with a daily fine of €100.

    Revenue will be drawing up a database of every house in the country, each of
    which will have an identification number.



    will they be tatooing it on our arms?


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    #3137
    Ghandee
    Closed Accounts Posts: 6,653 ✭✭✭Ghandee


    dvpower wrote: »
    The Revenue will be upping the ante on completing the database. I don't suppose a €100 a day fine would worry any of the brave warriors on this thread.
    each of which will have an identification number.

    Reminds me in something.......
    Yellow star......... Dictatorship..........


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    #3138
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    Ghandee wrote: »
    I'm not sure if you're advocating tax fraud, or insurance fraud in this post tbh:confused:
    Wtf??? :mad:
    Neither - perhaps you ought to read and understand it.


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    #3139
    dxhound2005
    Registered Users Posts: 21,023 ✭✭✭✭dxhound2005


    The €100 daily fine is for the likes of the ESB for each property they fail to supply details of when asked by Revenue.


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    #3140
    Ghandee
    Closed Accounts Posts: 6,653 ✭✭✭Ghandee


    dvpower wrote: »
    Ghandee has a pre prepared script for this one.

    Edit: He's too fast for me

    Born in the hood, raised in the hood........

    In saying that though, my father, myself and another two of my brothers prevented the British army, and a handful of RUC thugs from entering our land, and our property on numerous occasions, all of which were armed, heavily at that.

    I'm not that worried about a civil servant/revenue man calling to my door, armed with a clip board.;)

    Bandit country, born and bred.


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    #3141
    tayto lover
    Registered Users Posts: 51,933 ✭✭✭✭tayto lover


    bgrizzley wrote: »
    Originally Posted by Indo

    When told by Revenue to provide information on who owns a house, anybody who fails to comply will be hit with a daily fine of €100.

    Revenue will be drawing up a database of every house in the country, each of
    which will have an identification number.



    will they be tatooing it on our arms?

    Time to disconnect the doorbell and board-up the letter-box. How do they "tell" me then?
    See how they like them apples.


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    #3142
    bgrizzley
    Closed Accounts Posts: 1,641 ✭✭✭bgrizzley


    dxhound2005 wrote: »
    The €100 daily fine is for the likes of the ESB for each property they fail to supply details of when asked by Revenue.


    Feck, :(. think of all the money i could save by not paying that fine indefinitely....


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    #3143
    darkhorse
    Closed Accounts Posts: 2,274 ✭✭✭darkhorse


    MadYaker wrote: »
    Just out of interest, how many TDs will have to fall on their swords before the governments majority is in danger?

    Composition of the 31st Dáil
    PartyFeb. 2011[na 1]Sep. 2012[na 2]•Fine Gael7674[na 3]•Labour Party3734Fianna Fáil19[na 4]19Sinn Féin1414People Before Profit Alliance[nb 1]22Socialist Party[nb 1]21Workers and Unemployed Action Group[nb 1]11Independents1420Ceann Comhairle[3]11Total166


  • Options
    #3144
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    Ghandee wrote: »
    Reminds me in something.......
    Yellow star......... Dictatorship..........

    Don't be scaring Le Dieux - he'll be having nightmares about being shipped off to a concentration camp in a NAMA ghost estate.


  • Options
    #3145
    darkhorse
    Closed Accounts Posts: 2,274 ✭✭✭darkhorse


    MadYaker wrote: »
    There is nothing silly about my post. In a capitalist economy the people in charge who make important decisions get payed more.

    Are you saying Ireland doesn't have a capitalist economy? Because it does, regardless of what Brian Lenihan signed in the past.

    Just out of interest, how many TDs will have to fall on their swords before the governments majority is in danger?

    Sorry, that one did'nt come out terribly well, but here's the link:

    Members of the 31st Dáil - Wikipedia, the free encyclopedia


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    #3146
    Le_Dieux
    Closed Accounts Posts: 1,473 ✭✭✭Le_Dieux


    bgrizzley wrote: »
    Originally Posted by Indo

    When told by Revenue to provide information on who owns a house, anybody who fails to comply will be hit with a daily fine of €100.

    Revenue will be drawing up a database of every house in the country, each of
    which will have an identification number.



    will they be tatooing it on our arms?

    And so9mebody on the pro side thought I was crazy comparing this bunch to the nazi's?:rolleyes:


  • Options
    #3147
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    tayto lover wrote: »
    Time to disconnect the doorbell and board-up the letter-box. How do they "tell" me then?
    See how they like them apples.
    We'll its a strategy I suppose - but you're no Ghandee.


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    #3148
    Smidge
    Closed Accounts Posts: 5,541 ✭✭✭Smidge


    Ghandee wrote: »
    I'm not sure if you're advocating tax fraud, or insurance fraud in this post tbh:confused:

    I was just about to post something similar in response.

    But on a side note using those figures I am getting screwed on multiple levels.

    As I said my mortgage is not the market value and in serious negative equity.
    Screwed.

    My rebuild cost not the value of my home.
    Screwed.

    My property tax not the real value of my home.
    Screwed.

    Looking at the above makes me feel like a bargain basement lady of the night(Unless she is giving it away for free I am getting screwed WAAAYYYY more than her)


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    #3149
    tayto lover
    Registered Users Posts: 51,933 ✭✭✭✭tayto lover


    dvpower wrote: »
    We'll its a strategy I suppose - but you're no Ghandee.

    No he wore sandals, i'll have me boots on.


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    #3150
    Le_Dieux
    Closed Accounts Posts: 1,473 ✭✭✭Le_Dieux


    dvpower wrote: »
    Don't be scaring Le Dieux - he'll be having nightmares about being shipped off to a concentration camp in a NAMA ghost estate.

    I am making an exceprtion to my vow never to talk to an ignorant sod again. I DO live in a NAMA GE, which KCC won't recognise. HOW MANY TIMES must I tell you this???


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    #3151
    dvpower
    Closed Accounts Posts: 9,183 ✭✭✭dvpower


    darkhorse wrote: »
    Sorry, that one did'nt come out terribly well, but here's the link:

    Members of the 31st Dáil - Wikipedia, the free encyclopedia

    So the Government have 108 of 166 (I think that might be the biggest majority in modern times).
    No danger of this Government falling in the foreseeable.


This discussion has been closed.
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