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Getting an Amex card (basic)

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  • 27-10-2012 5:29pm
    #1
    Skyfall
    Banned (with Prison Access) Posts: 71 ✭✭


    Hi there, im looking for advice on getting the most basic amex card, i am currently a student getting 200 euro a week from part time work, is it worth trying?


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    #2
    GerardKeating
    Registered Users Posts: 7,650 ✭✭✭GerardKeating


    Skyfall wrote: »
    Hi there, im looking for advice on getting the most basic amex card, i am currently a student getting 200 euro a week from part time work, is it worth trying?

    What you do you want from am AmEX card that you would get get from a Visa Debit card.

    Remember most of the "basic" Amex Cards are "charge" cards, and you have to clear the balance each month.

    Also, they are not as widely accepted as Visa/Mastercard, RyanAir for example do not accept them,.


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    #3
    Skyfall
    Banned (with Prison Access) Posts: 71 ✭✭Skyfall


    Just a credit card of any sort, i let my student account lapse, it turned into a graduate one, the bank want me to close my account and open another student one; just thought it might be an easy option


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    #4
    Stinicker
    Banned (with Prison Access) Posts: 7,102 ✭✭✭Stinicker


    It is easy enough to get a Credit Card anyway Amex are a waste of time, not all places online take them either.


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    #5
    chris85
    Registered Users Posts: 4,502 ✭✭✭chris85


    Stinicker wrote: »
    It is easy enough to get a Credit Card anyway Amex are a waste of time, not all places online take them either.

    Its not easy these days to get a credit card, especially with a limited income as the OP has stated.


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    #6
    Nonoperational
    Registered Users Posts: 7,401 ✭✭✭Nonoperational


    Basically impossible for you to get an Amex. It's extremely difficult for anyone in Ireland to get an Amex really. You need a guarantee from your bank that you will pay it back (which they will not give to you).


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    #7
    Sheeps
    Registered Users Posts: 2,762 ✭✭✭Sheeps


    Amex are silly. They charges to merchants are quite high (much higher than visa and mastercard) and in a lot of cases an online merchant will pass this charge on to their customer.


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    #8
    keithclancy
    Registered Users Posts: 9,208 ✭✭✭keithclancy


    Amex is rubbish, I had a Corporate one, all it was good for was scraping ice off the Windscreen of the car.


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