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Health insurance 13 week gap

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  • 05-11-2012 1:25pm
    #1
    Kooli
    Registered Users Posts: 1,312 ✭✭✭


    I think I already know the answer to this, but thought I should ask in case there is any remedy for my stupidity...

    I was aware of the 13 week gap that you are allowed to have between the end of one health insurance contract and the beginning of the other for the cover to be counted as 'continuous'.

    Unfortunately I didn't calculate it properly (I just thought 13 weeks = 3 months!) and went past it by two days.

    Am I right that there is nothing I can do about this? I now have to serve all my waiting periods again under my new policy, even though I have been previously insured for years?


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    #2
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,687 Mod ✭✭✭✭Stheno


    Yep you are correct, did you talk to your health insurance provider?


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    #3
    Kooli
    Registered Users Posts: 1,312 ✭✭✭Kooli


    No I haven't yet but I don't imagine I've a leg to stand on
    "Can you please backdate my policy by two days so I don't have to serve my waiting periods again?"

    Why would they bother? I doubt it's even possible for them to do it!


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    #4
    broker2008
    Registered Users Posts: 750 ✭✭✭broker2008


    Call a broker tomorrow morning to sort out.


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    #5
    Kooli
    Registered Users Posts: 1,312 ✭✭✭Kooli


    OK thanks. A broker is like an independent advisor kind of thing is it? Just explain the situation to them and see what they say?
    Do I need to actually be their customer? Or will i have to become their customer to get help? I'm not sure how brokers work...


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