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Single Mortgage - Married Applicant?

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  • 16-11-2012 2:18am
    #1
    Megglesmom
    Registered Users Posts: 1 ✭


    Do any of ye know If its possible to apply for a single mortgage when you're married? OH is not in permanent employment so would be just me.

    I can afford the mortgage on my own salary?


Comments

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    #2
    libsduf
    Registered Users Posts: 9 ✭libsduf


    Hi,
    I also have the same question. Did you get an answer to this?
    Libby


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    #3
    Orlaw3136
    Closed Accounts Posts: 234 ✭✭Orlaw3136


    You can apply based on one income, but both parties will be required to sign the loan & mortgage etc. (because your partner will be acquiring an interest in the house so the bank will want them to be jointly and severally liable for the loan monies).


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    #4
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    Once married you must apply for a mortgage in your joint names if the property is to be your principal private residence/family home.


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