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Credit Card you can top up with cash?

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  • 30-11-2012 9:52pm
    #1
    Smashius_Clay
    Registered Users Posts: 70 ✭✭


    Can anyone tell me more about credit cards which you can top up with cash? I want to join a website, and require a credit card to do so. I do not have a credit card currently, and my income levels are such that I do not fancy my chances at being approved for one.

    I'd like just a simple process of buying it, topping it up, and using it to order goods online and so on. Can anyone help me?


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    #2
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Have a look at the O2 Money card


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    #3
    Smashius_Clay
    Registered Users Posts: 70 ✭✭Smashius_Clay


    Elliot Unsightly Whiff wrote: »
    Have a look at the O2 Money card

    Do you have to have an account with O2 for that?


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    #4
    Procrastastudy
    Closed Accounts Posts: 6,224 ✭✭✭Procrastastudy


    Watch the fees - they are normally horrendous. Does your bank not offer a visa debit card? Does the website not accept paypal?


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    #5
    deuces wild
    Registered Users Posts: 76 ✭✭deuces wild


    Try neteller.You get a prepaid mastercard linked to an online account which you can fund from your bank account.No charges if you dont withdraw cash at a cash machine


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    #6
    Smashius_Clay
    Registered Users Posts: 70 ✭✭Smashius_Clay


    Procrastastudy wrote: »
    Watch the fees - they are normally horrendous. Does your bank not offer a visa debit card? Does the website not accept paypal?

    Fees for what?


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    #7
    Procrastastudy
    Closed Accounts Posts: 6,224 ✭✭✭Procrastastudy


    Smashius_Clay wrote: »
    Fees for what?

    Topping up, spending the cash, government stamp duty, low usage fee, joining fee... as always just read the small print.


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    #8
    awec
    Administrators Posts: 53,796 Admin ✭✭✭✭✭awec


    Those pre-pay cards are muck. They aren't instant either, it takes 2 or 3 days after you top up before you actually see the funds. See if you can get a visa card from your bank.


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    #9
    Mrs Garth Brooks
    Closed Accounts Posts: 2,865 ✭✭✭Mrs Garth Brooks


    Similar to neteller is the moneybookers pre paid mastercard. You can top up free with laser and from your bank account. It only costs €10 a year for the card. Whereas the o2 card will charge you each time you top up, which all adds up.


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