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Liberty Car Insurance

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  • 06-12-2012 12:27am
    #1
    Brian.D
    Registered Users Posts: 135 ✭✭


    Hi Folks, Does liberty insurance cover the driving of other cars that are not owned by the policy holder for over 25 with full license?


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    #2
    Ardennes1944
    Registered Users Posts: 9,238 ✭✭✭Ardennes1944


    Don't even have to be over 25. Once you have a fully comp policy yourself


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    #3
    Brian.D
    Registered Users Posts: 135 ✭✭Brian.D


    What if you only go for third party will you still get it & if the other car you want to drive is insured already by another company does your policy cover there car or is it there policy as well.


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    #4
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,688 Mod ✭✭✭✭Stheno


    Brian.D wrote: »
    What if you only go for third party will you still get it & if the other car you want to drive is insured already by another company does your policy cover there car or is it there policy as well.

    You need to either check your policy or call Liberty and see if it's an option.

    No one here could comment definitively given the amount of options you can have on a car insurance policy


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    #5
    Boards.ie: Nicola
    Closed Accounts Posts: 732 ✭✭✭Boards.ie: Nicola


    OP, I'm going to move this into the Liberty Talk to forum-the reps can provide an official response.

    Thanks,
    Nicola


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    #6
    Liberty Insurance: Catherine
    Closed Accounts Posts: 26 ✭Liberty Insurance: Catherine


    Hi Everyone

    Just to provide some clarity on some of the questions raised here:

    Brian.D wrote: »
    Hi Folks, Does liberty insurance cover the driving of other cars that are not owned by the policy holder for over 25 with full license?

    Ardennes1944 wrote: »
    Don't even have to be over 25. Once you have a fully comp policy yourself

    Brian.D, Ardennes1944 is correct in saying that there is no age restriction, but you do need to hold a full licence to have the extension. To clarify, you do not need to have comprehensive cover with us to have the driving other cars extension. Our third party fire and theft policies also include this benefit. There are some restrictions though, so it is important to check your certificate of insurance to see if you have this cover. If you want to PM me your details, I can check it for you either.

    Brian.D wrote: »
    What if you only go for third party will you still get it & if the other car you want to drive is insured already by another company does your policy cover there car or is it there policy as well.

    One further thing to clarify here, your driving other cars extension provides you with third party only cover, so the car you are driving won't be covered. You would need to be insured on the vehicle owner's policy if you want their car to be covered too.
    I hope this helps, but let me know if you need any more information.

    Regards

    Catherine


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    #7
    Brian.D
    Registered Users Posts: 135 ✭✭Brian.D


    Hi Catherine, So lets say my car wont start & a friend who is with the same insurance company says he can lend me his car to get from a to b would i be covered for that short period of time?


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    #8
    Liberty Insurance: Catherine
    Closed Accounts Posts: 26 ✭Liberty Insurance: Catherine


    Hi Brian.D

    Yes, as long as your insurance certificate shows you are covered to drive other cars. The cover would be third party only, i.e. damage to your friends car would not be covered but liability to other people and their property is covered. We are happy to check your cover for you or provide more details by phone if you prefer. Just PM me your details.


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    #9
    Brian.D
    Registered Users Posts: 135 ✭✭Brian.D


    Liberty Insurance: Catherine wrote: »
    Hi Brian.D

    Yes, as long as your insurance certificate shows you are covered to drive other cars. The cover would be third party only, i.e. damage to your friends car would not be covered but liability to other people and their property is covered. We are happy to check your cover for you or provide more details by phone if you prefer. Just PM me your details.
    Cheers Catherine I'll pm you.


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