Moving in together.

heffoo

Myself and my girlfriend want to rent a house together, im 23 employed full time earning €1600pm after tax, she is 21 claiming job seekers what way would her js be affected if we rented a house together help appreciated

gstack166

heffoo wrote: »

Myself and my girlfriend want to rent a house together, im 23 employed full time earning €1600pm after tax, she is 21 claiming job seekers what way would her js be affected if we rented a house together help appreciated

I imagine its not affected at all. I doubt she would be granted anything in the rent allowance scheme though. Other than that, it's no problem what so ever.

heffoo

gstack166 wrote: »

I imagine its not affected at all. I doubt she would be granted anything in the rent allowance scheme though. Other than that, it's no problem what so ever.

We were just worried that she might of been means tested against my wages and cut off, thanks for the quick reply.

Bannasidhe

She could be classified as your dependent and have her payment stopped.

The term 'cohabitant' is defined in the social welfare code in accordance with Section 172 (1) of the Civil Partnership and Certain Rights and Obligations of Cohabitants Act, 2010

"For the purposes of this Part, a cohabitant is one of 2 adults (whether of the same or the opposite sex) who live together as a couple in an intimate and committed relationship and who are not related to each other within the prohibited degrees of relationship or married to each other or civil partners of each other."

If you are assessed as being a member of a cohabiting couple your Social Welfare payment may be affected.

Your payment could be suspended pending further investigation
Your payment/claim could be stopped/refused
The Department of Social Protection could assess an overpayment against you and seek repayment of any monies they believe were paid to you incorrectly while you were cohabiting.

http://www.inou.ie/workingforwork/1/what-is-cohabitation/

gstack166

heffoo wrote: »

We were just worried that she might of been means tested against my wages and cut off, thanks for the quick reply.

Not at all, shur you're only her boyfriend, not her husband. The social welfare will only need to be informed of the change of address for postage etc. that's all. All that can be done over the phone. She'll only be means tested if she is looking for rent allowance which at 21 & currently living at the home house with parents, she has absolutely zero chance of getting rent supplement allowance telling the social she's moving out of the family home with no job to live with her boyfriend. Other than that, they won't care.

heffoo

Bannasidhe wrote: »

She could be classified as your dependent and have her payment stopped.


http://www.inou.ie/workingforwork/1/what-is-cohabitation/

Were not living together yet as we wanted to see what way it would affect her payment first, thanks.

Dr. Kenneth Noisewater

Heffoo -

It depends what payment she's on. If she's in receipt of Jobseeker's Benefit (Stamps) then her payment won't be affected. If its Jobseeker's Allowance (Dole) she's on, then Welfare will require recent payslips for you and her JA will be affected, but she will most likely still qualify for some amount.

heffoo

gstack166 wrote: »

Not at all, shur you're only her boyfriend, not her husband. The social welfare will only need to be informed of the change of address for postage etc. that's all. All that can be done over the phone. She'll only be means tested if she is looking for rent allowance which at 21 & currently living at the home house with parents, she has absolutely zero chance of getting rent supplement allowance telling the social she's moving out of the family home with no job to live with her boyfriend. Other than that, they won't care.

No she wouldnt be looking for rent allowence(if only ha)

heffoo

deccurley wrote: »

Heffoo -

It depends what payment she's on. If she's in receipt of Jobseeker's Benefit (Stamps) then her payment won't be affected. If its Jobseeker's Allowance (Dole) she's on, then Welfare will require recent payslips for you and her JA will be affected, but she will most likely still qualify for some amount.

Yep its the dole, payslips wouldnt be a problem, they could hardly dock her the full amount €100 i mean im only on €1500+ the odd 100bonus a month which in reality wouldnt support 2ppl a month.

Dr. Kenneth Noisewater

heffoo wrote: »

Yep its the dole, payslips wouldnt be a problem, they could hardly dock her the full amount €100 i mean im only on €1500+ the odd 100bonus a month which in reality wouldnt support 2ppl a month.

You're allowed a weekly 60 euro disregard against your income and they assess the remainder at 60%.

At any rate, you'll need to call in to the office and fill out a form and also bring the payslips and a proof of address (rent agreement or utility bill) and they'll let you know what the story is in due course.

heffoo

deccurley wrote: »

You're allowed a weekly 60 euro disregard against your income and they assess the remainder at 60%.

At any rate, you'll need to call in to the office and fill out a form and also bring the payslips and a proof of address (rent agreement or utility bill) and they'll let you know what the story is in due course.

Thanks very much

wmpdd3

There's a very good example here:

http://www.boards.ie/vbulletin/showpost.php?p=81441120&postcount=3

maryk123

gstack166 wrote: »

Not at all, shur you're only her boyfriend, not her husband. The social welfare will only need to be informed of the change of address for postage etc. that's all. All that can be done over the phone. She'll only be means tested if she is looking for rent allowance which at 21 & currently living at the home house with parents, she has absolutely zero chance of getting rent supplement allowance telling the social she's moving out of the family home with no job to live with her boyfriend. Other than that, they won't care.

This is such incorrect information. Job seekers allowance is means tested if you are living with someone, her weekly payment maybe reduced based on her boyfriends income. Look up welfare.ie. I can't do links sorry.

yabadabado

gstack166 wrote: »

Not at all, shur you're only her boyfriend, not her husband. The social welfare will only need to be informed of the change of address for postage etc. that's all. All that can be done over the phone. She'll only be means tested if she is looking for rent allowance which at 21 & currently living at the home house with parents, she has absolutely zero chance of getting rent supplement allowance telling the social she's moving out of the family home with no job to live with her boyfriend. Other than that, they won't care.

disregard all the above.
If she moves in with you ,ye will be classed as a couple (co-hab) depending on what type of jobseekers she is on the payment might be affected(Benefit or Allowance).Best for her to call into the local social welfare office and discuss it with them.

Kristopherus

gstack166 wrote: »

Not at all, shur you're only her boyfriend, not her husband. The social welfare will only need to be informed of the change of address for postage etc. that's all. All that can be done over the phone. She'll only be means tested if she is looking for rent allowance which at 21 & currently living at the home house with parents, she has absolutely zero chance of getting rent supplement allowance telling the social she's moving out of the family home with no job to live with her boyfriend. Other than that, they won't care.

So you have no problem advising the OP to defraud the State:rolleyes:

heffoo

Thanks for the replys guys shes on the dole and we found out she would lose her €100 a week if we move in even though i earn€ 400 a week after tax theres no way we could manage after paying rent and other bills.