Self employed

Tasden

dj jarvis wrote: »

they really are heartless bastards , and the irony is , im surrounded by family's that have never worked or contributed anything ,
i really have to ask myself , whats the point ?
no wonder people that can, are leaving

They're doing their job. Its not like they personally pick and choose who gets what, they tick the boxes and follow rules they are given. And you may think you'd have to be heartless to choose to do a job like that but 1) someone has to do it 2) they have a family to feed just like you and 3) for every genuine person they turn away they will award a payment to genuine families that deserve it too and they actually do want to help people in that way. And you might say "not everyone they give it to is genuine" but that just proves why they have to be so stringent in assessing people regardless of how unfair it can be at times, especially if you personally don't fit the criteria.

Also, yes sometimes the people at the desk can be defensive and abrupt from the get go but when they hear personal comments like that from members of the public day in day out when they are only going their job is it any wonder really.

And no i don't work there.

Tiddlypeeps

Pottler wrote: »

If you are Irish, politically unconnected, and you go to the Irish Dicks Association for support, you'll get a polite bums rush, no matter how real or good your idea. I toddled in with an idea that would turn over 12 million a year and employ 30 people, solid, real and simple, written out in black and white, every figure verified. I got a polite thanks and a coffee, followed by the door and silence. Fcuk em, I'll do it myself anyway, but if you're ordinary Irish, you're dirt to them, IMO. Same goes when you fail, you're only dirt.

The IDA don't deal with Irish companies. It's in the name International Development Association, so I'm not surprised they were unable to help you.

Enterprise Ireland are what you are looking for if you are export driven. CEB's if you are not.

Also if you could genuinely verify that you can turn over 12 million a year then and venture capitalist in the country would jump at the opportunity. If they weren't biting then your idea might not have been as great as you thought it was.

Pottler

Tiddlypeeps wrote: »

The IDA don't deal with Irish companies. It's in the name International Development Association, so I'm not surprised they were unable to help you.

Enterprise Ireland are what you are looking for if you are export driven. CEB's if you are not.

Also if you could genuinely verify that you can turn over 12 million a year then and venture capitalist in the country would jump at the opportunity. If they weren't biting then your idea might not have been as great as you thought it was.

I've sat in every posh hotel in Ireland with un-solicited Venture capatalists offering me funding for 60%. If i wanted a job, I'd get one. 40% is to me, a job. Idea is happening anyway, regardless of funding, so maybe it is every bit as great as I thought. I am anything but a dreamer, that bit got knocked out of me years ago. probably why I'm still self-employed and busy.

Greyian

Tiddlypeeps wrote: »

The IDA don't deal with Irish companies. It's in the name International Development Association, so I'm not surprised they were unable to help you.

Enterprise Ireland are what you are looking for if you are export driven. CEB's if you are not.

Also if you could genuinely verify that you can turn over 12 million a year then and venture capitalist in the country would jump at the opportunity. If they weren't biting then your idea might not have been as great as you thought it was.

Assuming you're talking about IDA Ireland
"Ireland’s inward investment promotion agency, IDA Ireland (Industrial Development Agency)" (http://www.idaireland.com/ida-ireland/)

It's a bit rich to suggest its clear from the name that it wasn't the correct organisation to approach. Also, if you're that far off on the name, can you really be totally sure that you know what it is that they do?

Tiddlypeeps

Pottler wrote: »

I've sat in every posh hotel in Ireland with un-solicited Venture capatalists offering me funding for 60%. If i wanted a job, I'd get one. 40% is to me, a job. Idea is happening anyway, regardless of funding, so maybe it is every bit as great as I thought. I am anything but a dreamer, that bit got knocked out of me years ago. probably why I'm still self-employed and busy.

60% equity on 12 million a year turn over?! How much were you looking to raise?!

I assume that 12 million was estimated to be in year 5 of your financials, based on that you must have been looking for about 2 million to be quoted 60% equity.

Tiddlypeeps

Greyian wrote: »

Assuming you're talking about IDA Ireland
"Ireland’s inward investment promotion agency, IDA Ireland (Industrial Development Agency)" (http://www.idaireland.com/ida-ireland/)

It's a bit rich to suggest its clear from the name that it wasn't the correct organisation to approach. Also, if you're that far off on the name, can you really be totally sure that you know what it is that they do?

Whoops, my bad >_<

They don't typically deal with Irish clients tho. They might make exceptions if there is some link to an international company, I don't know if there are any loop holes that might be there, but typically anyway they deal with international clients.

imnothim

Tiddlypeeps wrote: »

LOL! It was a joke ffs. Just making light of the fact that Irish people have this lovely view of up and coming entrepreneurs, but anybody that has made their wealth is seen as the source of all that is wrong with this country.

"it was meant as a joke" - oldest trick in the book

Death and Taxes

Tiddlypeeps wrote: »

The IDA don't deal with Irish companies. It's in the name International Development Association, so I'm not surprised they were unable to help you.

Enterprise Ireland are what you are looking for if you are export driven. CEB's if you are not.

Also if you could genuinely verify that you can turn over 12 million a year then and venture capitalist in the country would jump at the opportunity. If they weren't biting then your idea might not have been as great as you thought it was.

Actually AFIK IDA stands for Industrial Development Authority!

fasttalkerchat

****! Lads, I just realised. I've been doing some work as a self employed contractor... basically a consultant to retail. Decent money but no guaranteed work. €50 per hour but maybe 5 hours a month. I'm a student so it suits me.
I was about to register as self employed... if I do that does it mean I can't get benefits later should I need it?

Tazz T

And the government doubles PRSI for the self-employed in the recent budget:

Earn just €5000 and you have to hand €500 of it over, for which you get no benefits.

Unreal!

I wish I'd never become self-employed. When I ran into severe financial difficulties a few years back I couldn't get any help. And when things have gone well and I've needed help, I'd never consider hiring staff. Just isn't worth the extra hassle and costs. Just subcontract to another sole trader.

Plenty of incentive and government support for starting your own business and creating jobs there. :cool:

Doc Ruby

Tis carnage out there alright.

dj jarvis

Tasden wrote: »

They're doing their job. Its not like they personally pick and choose who gets what, they tick the boxes and follow rules they are given. And you may think you'd have to be heartless to choose to do a job like that but 1) someone has to do it 2) they have a family to feed just like you and 3) for every genuine person they turn away they will award a payment to genuine families that deserve it too and they actually do want to help people in that way. And you might say "not everyone they give it to is genuine" but that just proves why they have to be so stringent in assessing people regardless of how unfair it can be at times, especially if you personally don't fit the criteria.

Also, yes sometimes the people at the desk can be defensive and abrupt from the get go but when they hear personal comments like that from members of the public day in day out when they are only going their job is it any wonder really.

And no i don't work there.

read my post again , i was slamming the policy, not the person
it just happened to be a human i was talking to at the counter , so they were included in the post

and in fairness , they are the same as the gen pop , some ARE bastards and go out of their way to hinder you - why? becasue the are crunts , and some are not - same as everyone else
so to try paint them as anything other than normal ****ers like the rest of the people on this septic isle is not realistic


and im sure you dont work there , bet your not self employed and not entitled to anything either , other than your flawed IMO opinion

yop

U can't really think about it really as a self employed person/ejjit. Some days you do wonder, BUT that said I for one prefer as said not to be rode into a robotic routine and mundan role.

I am now due an audit by revenue after, by 100%, I underpaid them by under 1k, which is laughable really when I know lads sitting on their ass on the dole for 5+ years who never get a visit to see if they would like to donate their services to the working world.

Ah well just keep going lads, better for the head and self esteem, if not for the pocket and pension

dj jarvis

yop wrote: »

U can't really think about it really as a self employed person/ejjit. Some days you do wonder, BUT that said I for one prefer as said not to be rode into a robotic routine and mundan role.

I am now due an audit by revenue after, by 100%, I underpaid them by under 1k, which is laughable really when I know lads sitting on their ass on the dole for 5+ years who never get a visit to see if they would like to donate their services to the working world.

Ah well just keep going lads, better for the head and self esteem, if not for the pocket and pension

you got to be kidding me !!! cant afford to live now , let alone later
but you are correct about working , i would much rather work than sit on my arse , but it is annoying to see ****er get away with murder while you are being anally probed by SW and revenue

the system is upside down , needs to be changed pronto

guys are killing themselves due to the situation they find themselves in , that is just not right

srsly78

Self-employed building contractors in "not doing well" shocker? Lads you are doing it wrong, you are supposed to pocket the VAT and then run for the Dáil.

dj jarvis

srsly78 wrote: »

Self-employed building contractors in "not doing well" shocker? Lads you are doing it wrong, you are supposed to pocket the VAT and then run for the Dáil.

im a building contractor ???? thanks for informing me
not all contractors work in construction

but thanks for your sympathy all the same

yop

dj jarvis wrote: »

you got to be kidding me !!! cant afford to live now , let alone later
but you are correct about working , i would much rather work than sit on my arse , but it is annoying to see ****er get away with murder while you are being anally probed by SW and revenue

the system is upside down , needs to be changed pronto

guys are killing themselves due to the situation they find themselves in , that is just not right

Read what I said again I said that its not for the money and the pension we are doing it, as they dont exist

dj jarvis wrote: »

im a building contractor ???? thanks for informing me
not all contractors work in construction

but thanks for your sympathy all the same

I think he was referring to a certain contractor now in the dail, who did a little trick with the revenue and doesn't seem to be tackled for it, unlike us other unknown clowns

Tasden

dj jarvis wrote: »

read my post again , i was slamming the policy, not the person
it just happened to be a human i was talking to at the counter , so they were included in the post

and in fairness , they are the same as the gen pop , some ARE bastards and go out of their way to hinder you - why? becasue the are crunts , and some are not - same as everyone else
so to try paint them as anything other than normal ****ers like the rest of the people on this septic isle is not realistic


and im sure you dont work there , bet your not self employed and not entitled to anything either , other than your flawed IMO opinion

Well I personally don't automatically think people are ****ers regardless of whether they work in SW or not. I didn't paint them as anything other than normal people doing their job, just like self employed people.

And no I'm not self employed, I work three jobs for little money, one of which is in the area of social policy research compiling reports on the changes needed and anomalies in the system to try change how the system screws people like you.

gutteruu

The worst part of it is that it doesn't inspire anyone to start a business. We need entrepreneur's to start up companies, as there is always a natural wastage. Companies replace companies. But the fact starting anything these days is so risky, there is no safety net. So why bother.

I had the chance to start a company for the last 2 years to hire myself plus 1 other. But why bother? I would need some select contracts, but if they don't work out, I'm left without money for food/housing as I need to pump all my money in to start it. As if paying the self employed dole within a few months of closing would cripple the country! The more and more I see of this country the more I think the people who rant on about the honest hard worker being screwed, the more I start to agree with them.

It's an absolute disgrace.

dj jarvis

yop wrote: »

Read what I said again I said that its not for the money and the pension we are doing it, as they dont exist



I think he was referring to a certain contractor now in the dail, who did a little trick with the revenue and doesn't seem to be tackled for it, unlike us other unknown clowns

i got both points - i was expanding on them
the pension quote was reflecting the fantasy land of actually having a pension
and the other one , yea mick wallace , i get , i had it , just making the point that not all are builders , not all can get away with riding revenue

bluecode

I'm self employed, not from choice let me tell you. Recently I mentioned during a family event about the tax I paid. My sister interrupted telling me being self employed meant I can avoid paying tax.

I restrained myself, she is my sister after all, to pointing out that not only do I pay tax, but USC and PRSI even though I'm entitled to nothing when I'm not working, like right now. Sure you can claim expenses but that's what they are; expenses. I don't bother to inflate anything because I know for sure I will be audited one day. Beside I follow the rules and I don't get paid under the table.

It's also worth pointing out that I pay tax and the rest even though the money I earn is below threshold for tax if I was an employee. Wonderful system.

It just proves the myths that are out there. Certainly there are people who abuse the system like people whose company owns everything and who pay themselves next to nothing to avoid tax. Go after those people by all means.

srsly78

bluecode wrote: »

I'm self employed, not from choice let me tell you. Recently I mentioned during a family event about the tax I paid. My sister interrupted telling me being self employed meant I can avoid paying tax.

I restrained myself, she is my sister after all, to pointing out that not only do I pay tax, but USC and PRSI even though I'm entitled to nothing when I'm not working, like right now. Sure you can claim expenses but that's what they are; expenses. I don't bother to inflate anything because I know for sure I will be audited one day. Beside I follow the rules and I don't get paid under the table.

It's also worth pointing out that I pay tax and the rest even though the money I earn is below threshold for tax if I was an employee. Wonderful system.

It just proves the myths that are out there. Certainly there are people who abuse the system like people whose company owns everything and who pay themselves next to nothing to avoid tax. Go after those people by all means.

Yes and no. Self-employed get screwed over by having less tax credits and no easy access to dole, this much is true. But it is also true that you can claim a LOT of expenses. You should take a closer look at unvouched expenses and probably get better financial advice. It does depend on the nature of your business tho, if you travel a lot for work then you can claim a lot. If you have a home office and rent you can expense a portion of rent+bills. There is lots of perfectly legal stuff you can claim, it's just a matter of finding out what is allowed and what is not.

And yes the rules on expenses are not very clear at all and much of it is a grey area. Some stuff (like international subsistence rates) isn't even posted on the revenue website, you have to specifically request the document. Pretty funny that the Revenue have specific rates for subsistence overnights in places like Burkina Faso!

Owning a company and paying yourself nothing is perfectly legal btw, why would you object? It's also ****ing stupid because you would get massive stung on corpo tax etc. People used to do this to pass means-test for getting college grant etc, but the rules were changed this year.

dj jarvis

Tasden wrote: »

Well I personally don't automatically think people are ****ers regardless of whether they work in SW or not. I didn't paint them as anything other than normal people doing their job, just like self employed people.

And no I'm not self employed, I work three jobs for little money, one of which is in the area of social policy research compiling reports on the changes needed and anomalies in the system to try change how the system screws people like you.

LOL , i Never said they were **** Because they work anywhere , i said there happens to be some in SW , i dont automatically think any one is a wanker , but if you read my post , you will see this person is a wanker becasue of the way they treated me, they could have treated me with compassion and respect , they did not , they treated ,me with contempt and scorn - this make that person a bastard and a crunt - simple

you can read into it what you want , but its in English , cant be that hard

Tasden

dj jarvis wrote: »

LOL , i Never said they were **** Because they work anywhere , i said there happens to be some in SW , i dont automatically think any one is a wanker , but if you read my post , you will see this person is a wanker becasue of the way they treated me, they could have treated me with compassion and respect , they did not , they treated ,me with contempt and scorn - this make that person a bastard and a crunt - simple

You're agreeing with me here! I don't assume anyone is, regardless of where they work. I wasnt saying you do, i was saying i personally dont. But like you said that was one wanker, so i dont really agree with people calling them all heartless bastards based on one person in the place being an ass. I'm not reading into anything, or taking your posts up wrong, just giving my own take on it.

dj jarvis

Tasden wrote: »

You're agreeing with me here! I don't assume anyone is, regardless of where they work. I wasnt saying you do, i was saying i personally dont. But like you said that was one wanker, so i dont really agree with people calling them all heartless bastards based on one person in the place being an ass. I'm not reading into anything, or taking your posts up wrong, just giving my own take on it.

Hairy muff so