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Cheapest Platinum credit card

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  • 01-02-2013 2:19pm
    #1
    hfallada
    Closed Accounts Posts: 4,180 ✭✭✭


    Hi,
    I was kindly offered my platinum credit card off AIB during the boom with a minimum credit limit of €15,000. Which I always cleared monthly however the balance is around €9,000. And I want to clear it within the year but with a rate of 16.8% the monthly interest is quite high(it was like 9% when I got the card).

    Do banks still offer interest free transfer or are they gone now? If not would it be cheaper to get a loan off the Credit union around 8-10% and clear it that way?


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    #2
    wmpdd3
    Registered Users Posts: 9,624 ✭✭✭wmpdd3


    I'd def go with the loan from the credit union, you'd need proof you can afford to pay it and a portion of the loan as shares.


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