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House Insurance Premium Costs?

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  • 04-02-2013 1:32am
    #1
    WaltKowalski
    Registered Users Posts: 489 ✭✭


    Does anyone know if there's much of a difference between the cost of insuring an occupied house (with contents) and a vacant house (undergoing construction)?


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    #2
    Pablo Sanchez
    Closed Accounts Posts: 1,207 ✭✭✭Pablo Sanchez


    I cant comment on the actual price difference but you may need to go directly to an insurance company to get a quote for that. Most of the off the peg quotes online wont cover homes under construction and or empty properties, as you can imagine the risks posed are a lot greater then a home with full time residents.


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    #3
    kkelliher
    Registered Users Posts: 1,583 ✭✭✭kkelliher


    WaltKowalski wrote: »
    Does anyone know if there's much of a difference between the cost of insuring an occupied house (with contents) and a vacant house (undergoing construction)?

    most insurance companies wont cover a vacant unoccupied (unoccupied for 30 days in a row would be the standard deffinition but some state the house must be furnished) property. you may be able to get fire and storm damage but that would be the most you will get.


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    #4
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Check out the specialist Self Build insurers. They have what you need

    Frost Insurance
    Arachas
    Hooper Dolan
    Campion Insurance


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