sprocket change & insurance

szatan84

Hi I decided to change a front sprocket on my bike to a -1. I rang quinn and they coudnt say how will that affect my insurence if at all. As people in customer service couldn't tell a sprocket from a spanner I still don't know how will that affect my insurence. Any ideas?

CJhaughey

szatan84 wrote: »

Hi I decided to change a front sprocket on my bike to a -1. I rang quinn and they coudnt say how will that affect my insurence if at all. As people in customer service couldn't tell a sprocket from a spanner I still don't know how will that affect my insurence. Any ideas?

Its not a modification.
You are just changing gear ratios, which is perfectly acceptable practice on a motorcycle.

Wossack

if quinn couldnt tell ya, what hope have I got?

has the potiental to increase your premium (any excuse), but I personally wouldnt bother declaring it

szatan84

Wossack wrote: »

if quinn couldnt tell ya, what hope have I got?

has the potiental to increase your premium (any excuse), but I personally wouldnt bother declaring it

I them thought about not declaring it l, bit eventually id rather go all legit in case of claim ( I would expect Quinn would use any excuse not to pay a claim). Not easy doing the right thing ffs.

Wossack

I think you've done what you can at this stage - quinn couldnt tell you, so there you go

personally, dont believe it needs to be declared - its not a performance, or aesthetic modification

szatan84

Wossack wrote: »

I think you've done what you can at this stage - quinn couldnt tell you, so there you go

Ill check with the gardai as well. Ill also ring quinn again and record them in case. How do they expect people to uphold the law if no one knows what it is...

batman_oh

I have no idea why you are bothering - they won't know and it hasnt increased the value of the bike. Should you ring when you put sportier tyres on? It's about the same thing

Please Kill Me

You're going down one tooth on the sprocket. It's hardly like adding a turbo or nitrous kit, i.e. it's not a HUGE modification that will make any difference to the overall power of the bike. And in fairness, asking Quinn about changing a front sprocket and the difference it will make to your policy is like asking a 4 year old about quantum physics. They haven't a clue in there.

Point is - you don't need to declare it and God forbid in the event of an accident and they sent out an assessor, there's no way he'd know it was a slightly different sprocket, and if he did, it wouldn't matter.

Del2005

Who are Quinn?

I wouldn't even notice if the bike shop gave me an incorrect sized front sprocket.

Xaime

I recently fitted the tail wings of a Boeing 737 on my Honda CBF250 to help me beat the traffic. The Insurance company said I was grand but I need to make sure the road ahead of me is clear before landing (always rear wheel down first and a couple of life savers in case a bird is flying your way).:D