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BOI Visa Debit Card abroad

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  • 13-02-2013 7:43pm
    #1
    Registered Users Posts: 379 ✭✭


    Hi Guys,

    A quick one you've probably been asked many times before. Traveling to the US in late May for a holiday, I plan on taking some $ with me, but what kind of charges will I ace for withdrawing money via ATM with my visa debit card? Or is there an alternative?

    Regards,
    J


Comments

  • Closed Accounts Posts: 354 ✭✭Bank of Ireland: Pat


    Good Morning Johann.,

    Thanks for your query.

    If you do decide to use your Visa Debit on your trip there are cross border handling fees that will be applied to your account.

    If you use the card to withdraw cash, there is a charge of 3.5% of the amount you withdraw with a minimum charge of €3.17 and a maximum charge of €11.43.

    If you use the card at a point of sale, the charge is 1.75% of the transaction. The minimum charge applied depends on whether the transaction is done contactlessly or not. The minimum charge for a contactless transaction is €0.10 and the minimum charge for a non-contactless transaction is €0.46. The maximum point of sale charge is €11.43.

    The other option that would be available would be to your credit card, if you hold one. If you use your Bank of Ireland Mastercard to withdraw cash, there is a cross border handling fee of 1.75% of the amount you withdraw. If your credit card is not in credit, a 1.5% cash advance fee is also applied. The minimum cash advance fee is €2.54. If you use the card at a point of sale, the 1.75% charge applies.

    I hope this helps. If you have any other questions, please let us know.

    Thanks
    Pat


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