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Bank of Ireland Direct Debit Mandate Form query

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  • 13-03-2013 11:02pm
    #1
    Registered Users Posts: 1,778 ✭✭✭


    im filling out a Bank of Ireland, Direct Debit Mandate Form,

    but this particular form has two parts, one part has the usual principal cardholders account and signature on the bottom part


    on the second part it says for branch use only do i not fill in that part of form


Comments

  • Closed Accounts Posts: 1,207 ✭✭✭Pablo Sanchez


    Branch use only means that it will be completed by the branch, leave it blank!


  • Registered Users Posts: 139 ✭✭Legislator


    If the mandate asks for Credit Card details then it is not a direct debit as you cannot have a direct debit on a credit card. A direct debit can only be collected using NSC / Account number or BIC / IBAN.


  • Closed Accounts Posts: 1,207 ✭✭✭Pablo Sanchez


    Legislator wrote: »
    If the mandate asks for Credit Card details then it is not a direct debit as you cannot have a direct debit on a credit card. A direct debit can only be collected using NSC / Account number or BIC / IBAN.

    You can actually use your credit card account to pay direct debits, here is an example from Emobile/Meteor:

    http://www.emobile.ie/assets/static/pdfs/direct_debit_mandate.pdf
    How to pay your bill

    N.B All new Bill pay customers have to pay by Direct Debit.
    Bills can be paid in the following ways:

    • Direct Debit from you bank account - You need to fill out a Direct Debit Mandate Form and payment will automatically be taken from your bank account.
    • Credit Card Direct Debit - You need to fill out a mandate and payment will be automatically charged to your credit card.
    • Credit card over the phone - Please contact our Sales / Customer care department.
    • Post Office - need to take giro to Post office - payments take approx 7-10 days to process.
    • Cheque - can be sent directly to Meteor and will take 7-10 days to be processed.
    • Cash - in Meteor store only.



  • Registered Users Posts: 139 ✭✭Legislator


    There is no such thing as Credit Card Direct Debit and Meteor are incorrect to call it such. Its a recurring card payment and is covered by the Card Scheme rules and not by the direct debit scheme rules. The consumer protection measures available in Regulation 260/2012 are only available to direct debits and not to recurring payments on credit / debit cards.


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