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Pay by Sterling draft or Lazer card?

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  • 23-03-2013 12:54pm
    #1
    peaceboi
    Registered Users Posts: 587 ✭✭✭


    Hi folks...help please! We are getting a family car from Belfast next week. We need to pay £14250, & the dealer said they would accept a sterling bank draft or debit card. Does anyone know which would work out cheaper? Regarding the exchange rates, commission& bank charges? Suggestions much appreciated.


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    #2
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Impossible to tell really.

    As either way will be through the same bank the rates would be close enough. Also the may be a limit to the amount you can process through the card leaving you with multiple transactions.

    If it was me I'd use the bank draft.


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    #3
    mathepac
    Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    Shop around for the best exchange rates AND service charges on a sterling draft.

    IIRC Laser cards used to have a limit per transaction (€1,500 ?) as well as a limited number of transactions for each 24-hour period so I don't think that'll work for you.


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