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Can the AIB visa debit card go minus??

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  • 27-03-2013 4:15pm
    #1
    killanena
    Registered Users Posts: 1,122 ✭✭✭


    Can the AIB visa debit card you get when you open a current account go minus?? As in if I used it like a credit card to purchases an item off the internet with nothing in my bank account, would the payment go through and my account go minus?


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    #2
    listermint
    Registered Users Posts: 33,931 ✭✭✭✭listermint


    Overdraft i believe.


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    #3
    JustAddWater
    Closed Accounts Posts: 1,990 ✭✭✭JustAddWater


    listermint wrote: »
    Overdraft i believe.

    If you have that agreed with your bank

    No overdraft, payment declined


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    #4
    dave1982
    Registered Users Posts: 4,604 ✭✭✭dave1982


    Not for me if I'm short a cent its rejected.


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    #5
    Skinnykenyan
    Registered Users Posts: 306 ✭✭Skinnykenyan


    If your account has an overdraft facility then ya but you would have to request an overdraft be placed on your account.. If you didn't ask for an overdraft your account can't go minus


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    #6
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    No overdraft, payment declined

    Not nessecarily true. Many storees/merchants have what is called a floor limit, which is a figure (e.g. €150) under which transactions aren't nessecarily authorised live by the bank. Therefore you might make a purchase and subsquently find the bank has honoured the charge when it's been processed.


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