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Really confused... Can't figure out best option!

  • 04-04-2013 3:14pm
    #1
    bobhope620
    Registered Users Posts: 1 ✭


    As the title says I'm really confused about what I/we should do re Social Welfare.

    My partner is expecting a baby. We don't currently live together.

    She always worked, but now can't work full time and is in receipt of SW for the days she can't work. She will be going on maternity leave in a couple of months.

    I am currently doing a course and getting BTEA. I work part-time on a casual basis.

    We are both barely surviving at the minute, she has rent to pay etc out of income of about 200 a week. The place she is in now is too small for baby too so she will have to move and ideally I would move in with her.

    I have a lot of debt from before, when I was working full time and most of my income goes on servicing that debt. Neither of us drink or smoke.

    Our current income is approx 450 euros between us on average, maybe 500. We keep our finances seperate.

    What happens if we move in together? How would we be assessed?
    It is very confusing but it looks to me like we would end up getting about 300 euros from SW all in and this would only cover rent, with a little left over. the cheapest apartment with 2 beds we can see are around 1000 a month.


Comments

  • #2
    Jovetic
    Registered Users Posts: 202 ✭✭Jovetic


    Hmm tricky one. AFAIK while you're on BTE you will keep your present rate of payment. and if she qualifies for maternity benefit she'll get the 262 or whatever it is. (ye can claim 29.80 between ye for the child when it's born)

    Once you come off the BTE though, ye'll be assessed as cohab and her earnings will impact on your sw payment.

    I could be open to correction on this :confused:


  • #3
    wmpdd3
    Registered Users, Registered Users 2 Posts: 9,625 ✭✭✭wmpdd3


    As far as I can see as of now:

    BTEA €188
    Work €110 aprox
    MAT: €262 (based on the person working full time in 2012)
    Tot: €560

    After baby + €29.80 p/w and Child allowance €130 p /m

    You could apply to the council for housing and look into rent allowance but would have to rent a place under the limits.

    During the Summer you'd be claiming JSA, so your payment could be €217 before your casual employment is taken into consideration. (this includes the €29.80 for the baby)

    When this happens, your partner is better off claiming for you and baby as a dependant on her maternity benefit claim.


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