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Re:: I own a house and don't know if I can get social welfare

  • 04-04-2013 11:28pm
    #1
    Elusivelady
    Registered Users Posts: 2 ✭


    I hope someone on here can help me.

    I recently was laid off and my wife is also unemployed. We had to rent our house a few years ago and move in with relations to pay our mortgage. I am going to see the swo tmr and want to know will I be entitled to Any payment because my hse is rented out even though the rent don't cover the mortgage. Any advise appreciated. Ps we have kids too


Comments

  • #2
    Jovetic
    Registered Users Posts: 202 ✭✭Jovetic


    Yes you can claim, your home won't be an issue. If you had a second or more properties then that would be taken into account.


  • #3
    Elusivelady
    Registered Users Posts: 2 ✭Elusivelady


    Thanks for the reply, we have one reply , I guess they will want to see that the hse is registered for tax


  • #4
    maringo
    Registered Users, Registered Users 2 Posts: 959 ✭✭✭maringo


    Jobseekers Benefit details below. It isn't means tested and is paid for about a year while you look for work



    https://www.welfare.ie/en/Pages/Jobseeker%27s-Benefit.aspx


  • #5
    pl4ichjgy17zwd
    Closed Accounts Posts: 2,053 ✭✭✭pl4ichjgy17zwd


    This is just re: Jobseekers Allowance -

    My mother was in a similar boat. Was renting the house to pay the mortgage and living with a friend. The SW considered the money she got in rent as 'income' and she wasn't entitled to much/anything until the tenant moved out and she moved back in.

    Your best bet is talking to them yourself/checking with Citizen's Information first.


  • #6
    eastbono
    Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    maringo wrote: »
    Jobseekers Benefit details below. It isn't means tested and is paid for about a year while you look for work



    https://www.welfare.ie/en/Pages/Jobseeker%27s-Benefit.aspx

    Just for clarification jobseekers benefit is now only paid for 6 months or 9 months.


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  • #7
    eastbono
    Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    If you dont qualify for jobseekers benefit and have to apply for means tested jobseekers allowance your property will be assessed under the criteria of outstanding mortgage versus capital value.... if your property is in negative equity then no means will apply from it.


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