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not telling insurance company about penalty points

  • 05-04-2013 3:36pm
    #1
    dr.kenneth noisewater
    Registered Users Posts: 5,688 ✭✭✭


    I got 4 penalty points 18 months ago but never told my insurance company as I was planning to head to Oz in a couple of months. Didnt end going after for personal reasons but never told the insurance company. I'm looking to upgrade my car so will probably need to tell them.

    Will they void the insurance, raise the premium or is fine as its just 4 points?
    (I heard they don't mind unless you have 5 or more?!?!)
    Tagged:


Comments

  • #2
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    They probably wont say much about 4 points, but you will need to tell them either way. I cant see them saying much if you tell them now, but if you try to claim and they find out that you have lied to them then it might makes things complicated for you.


  • #3
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,222 Mod ✭✭✭✭godtabh


    your insurance will still pay out but you could be liable to repay them as you didnt disclose all the facts. Insurance companies are becoming more ruthless so be careful what you do/dont declare


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