Liveline thread 09/04/2013 to 19/7/2013

Dublin_Mom

should be a kind of a mental health check before the banks loan money to people like
this nut job.

Tisserand

How does this work with people who have jobs here? Resign? Go away for 15 months, come back again, no job = welfare?

Hamilcar

This is manna for JOE

Roger_007

My Bank doesn't love me either, they didn't even send me a valentine card!

ThisRegard

Is your solicitor working for free ? I don't think he/she's in it for the love of your family.

DellyBelly

ThisRegard wrote: »

So your advocating the following, you get a mortgage for whatever amount for whatever term. The property is worth less than you purchased it but it doesn't matter because the mortgage is still the same as what it was when you took it out.

And you think you should run from this mortgage ? It's idea like this that encompasses the model hazard issue which is delaying any sort of movement in this problem much to the disadvantage to people who are in real financial trouble.

There is of course personal responsibility for paying back what you took out. But if i was in neq equity for an amount like 200k then I would definetly consider this. As I said you need to look after yourself in this life sometimes.

le la rat

Go west life is peaceful there

IvyTheTerrible

Oh for fup sake your Bank doesn't HAVE to love you, you hysteric.

Meathlass

Oh, god, the window just cracked in the office here - what a high pitched voice

gjc

Is this an episode of fair city?

sudzs

Only dogs will be able to hear Elizabeth soon!

holyhead

Everybody can own a calculator. They can do the sums. Taking out a mortgage out is a legal commitment not to be entered into lightly. Only adults can take mortgages out for a reason. People have to accept responsibility for there own actions and accept that its not always somebody else's fault.

SEPT 23 1989

Which "hospital"?

That_Guy

Ended up in hospital... Blames the banks.

Oh fúck off.

VinLieger

The bank put her in hospital cus they dont care?

Meathlass

The banks aren't supposed to care, love, they're a business!

morton

Her voice is like nails on a blackboard.

IvyTheTerrible

All the dogs in the neighbourhood have just start howling!

Melty

RIP ears

Dublin_Mom

if she is worried about her kids future she should get a grip...boo hoo my bank doesnt love me Joe

constitutionus

whilst i feel sorry for the girl WTF did she expect ?

banks arent bastions of love and charity , there full of bastards who'll grind you last euro out of ya.

(and i say this as a bloke that works in the financial sector ! )

gjc

They wouldnt let her leave....did she stamp her feet?

That_Guy

They're sending the banks around to take your kids away next.

Rochester

I suspect that she has other issues, pity her poor children.

ThisRegard

DellyBelly wrote: »

There is of course personal responsibility for paying back what you took out. But if i was in neq equity for an amount like 200k then I would definetly consider this. As I said you need to look after yourself in this life sometimes.

But my point is if you're planning on living there anyway, or keeping it in order to use it as a rental property, it doesn't make a difference what the negative equity is.

That_Guy

She cursed on the radio.

Oh mercy!!

ThisRegard

Shut up Ben you idiot. I don't see you walking from your massive gaff in Castlekock to your gym or that dinner with the politicians, you drive a flashy Merc you pompous arse.

Roger_007

The elephant in the room is Ben!

gjc

cryfest

PauloMN

"My mortgage is hundreds of thousands but I owe them tens of thousands".

You owe them hundreds of thousands PLUS your arrears of tens of thousands.