Liveline thread 09/04/2013 to 19/7/2013

Floppybits

I thought I got a hint of tears there.

PauloMN

Bullseye1 wrote: »

How are pensioners still paying a mortgage? I though Banks did not give out mortgages to people over a certain age?

Especially that amount.... missed the start of the programme, but she said she owes "hundreds of thousands". :eek:

Yakuza

Bullseye1 wrote: »

How are pensioners still paying a mortgage? I though Banks did not give out mortgages to people over a certain age?

Loan Criteria during the boom:

1) Are you breathing? Yes / No

__________________
Sign here and we'll give you loadsamoney

Your Bank.

Hamilcar

Even if they had insurance they dont payout in cases of suicide. Sorry to be blunt but he's a selfish man

PauloMN

Floppybits wrote: »

I thought I got a hint of tears there.

More than a hint now. Joe going in for the kill.

DellyBelly

These are the kind of houses where one could make a killing...it probably will go lower then it should be but in about 5 years the value should go up big time....

Roger_007

Just tuned in. Did this woman say her husband died but they had cancelled their life insurance???

gjc

Im really not being heartless but it is only bricks and mortar....it was the bricks and mortar that was a burden on her husband, no house is worth that

Yakuza

Hamilcar wrote: »

Even if they had insurance they dont payout in cases of suicide. Sorry to be blunt but he's a selfish man

Most insurance policies only refuse to pay out on suidcide in the first year and a day of the policy having been taken out. If the policy was older than that then there's no issue.

snubbleste

ButtersSuki

Why does one elderly person need such a subtantial house in a prime location (her words)? Could she not trade down and pay off the amount owed?

Bullseye1

Double post.

snubbleste

ButtersSuki wrote: »

Why does one elderly person need such a subtantial house in a prime location (her words)? Could she not trade down and pay off the amount owed?

It's her 'home'. Did you not hear that part? Homes as opposed to houses are sacred.

withless

Are we supposed to care about these people?

lucylu

100% mortgage for 280K :eek:

sudzs

Notice how Joe pronounces debt as death! :eek:

Lapin

I hate that phrase "Died by Suicide".

Those who use it are attempting to dress a deliberate act up as something that just happened to occur as a matter of circumstance.

If somebody kills themselves, thats exactly what happens and there is no shame in saying it as it is.

While people often take their own life as a result of other illnesses, both mental and physical, the act itself is a committal of suicide and a conscious decision.

Stop describing it as something people just happened to 'die by' as though they had no say in it.

Floppybits

withless wrote: »

Are we supposed to care about these people?

Yep, we are such a heartless bitter little country.

gjc

sudzs wrote: »

Notice how Joe pronounces debt as death! :eek:

Obviously means the same thing for the first caller

ButtersSuki

sudzs wrote: »

Notice how Joe pronounces debt as death! :eek:

At first I thought he was saying "Debt by Suicide"

snubbleste

Lapin wrote: »

I hate that phrase "Died by Suicide".
Those who use it are attempting to dress a deliberate act up as something that just happened to occur as a matter of circumstance.
If somebody kills themselves, thats exactly what happens and there is no shame in saying it as it is.
While people often take their own life as a result of other illnesses, both mental and physical, the act itself is a committal of suicide and a conscious decision.
Stop describing it as something people just happened to 'die by' as though they had no say in it.

In Gaeilge, it's called to 'put your hand in your own death'
Very apt

ButtersSuki

But do you have Sky Sports?

pc7

Negative equity doesn't matter a damn if you aren't selling your home!

pc7

They've bought a house are you f**King ****ting me!

snubbleste

And is rent dead money caller?

VinLieger

So you moved to the UK bought a house and now want to be declared bankrupt in Ireland? Youve done everything a bit backwards mate

JM Skipton

pc7 wrote: »

Negative equity doesn't matter a damn if you aren't selling your home!

Yes people quoting negative equity figures really annoy me, you could be 1million euro in negative equity but once you can afford your monthly repayments there isn't a problem

pc7

What about the amount of people still paying their mortgages and debts because we realise we signed a contract an agreement that didn't have a clause saying 'sure I won't pay now as its in negative equity' Jebus sweet baby Jebus this show is bad for my health!

Roger_007

Floppybits wrote: »

Yep, we are such a heartless bitter little country.

Not heartless, there are are a lot of silly people who borrowed more than they should have, loaned to them by even sillier people in banks. Nobody forced anyone to borrow anything. The rest of us are expected to feel sorry for them, and also pick up the tab for their reckless behaviour. You make your bed, you lie in it.

Hamilcar

At last a break for Peter. They're always robbing the poor f**er to pay Paul