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Liveline thread 09/04/2013 to 19/7/2013

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    #752
    Sittingpretty
    Closed Accounts Posts: 4,872 ✭✭✭Sittingpretty


    100% mortgage of 285k?!?!?! :eek:

    Irresponsible borrowing and lending :(

    This other lady should not be on the line, she is too upset :(


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    #753
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Joe: "I understand"
    Of course, you do.


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    #754
    Boombastic
    Closed Accounts Posts: 6,496 ✭✭✭Boombastic


    Down size to a care home


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    #755
    ButtersSuki
    Registered Users Posts: 53,028 ✭✭✭✭ButtersSuki


    I'm out for a while kids, have fun. Will keep an eye on the thread to see if his majesty changes course for a more lively topic.


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    #756
    pc7
    Moderators, Entertainment Moderators, Society & Culture Moderators Posts: 14,121 Mod ✭✭✭✭pc7


    How Joe is allowed away with this type of broadcasting is beyond me.


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    #757
    Roger_007
    Registered Users Posts: 21,886 ✭✭✭✭Roger_007


    Hamilcar wrote: »
    At last a break for Peter. They're always robbing the poor f**er to pay Paul
    Paul will always be your friend!


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    #758
    Tisserand
    Registered Users Posts: 750 ✭✭✭Tisserand


    Roger_007 wrote: »
    Not heartless, there are are a lot of silly people who borrowed more than they should have, loaned to them by even sillier people in banks. Nobody forced anyone to borrow anything. The rest of us are expected to feel sorry for them, and also pick up the tab for their reckless behaviour. You make your bed, you lie in it.


    Especially the silly people who upsized when they really didn't need to and succumed to greed and 'keeping up with the Jones'. I really feel though for people who bought starter homes thinking they could move on when they started their families and are stuck in tiny apartments.


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    #759
    VinLieger
    Registered Users Posts: 17,999 ✭✭✭✭VinLieger


    pc7 wrote: »
    How Joe is allowed away with this type of broadcasting is beyond me.

    Thats last bit was pretty disgusting


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    #760
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    oooh sexy voice :D ...oh maybe not


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    #761
    Floppybits
    Registered Users Posts: 7,654 ✭✭✭Floppybits


    Roger_007 wrote: »
    Not heartless, there are are a lot of silly people who borrowed more than they should have, loaned to them by even sillier people in banks. Nobody forced anyone to borrow anything. The rest of us are expected to feel sorry for them, and also pick up the tab for their reckless behaviour. You make your bed, you lie in it.

    The problem is though that we bailed out the silly people in the bank with no punishment for them now they banks are coming back to haunt the silly people who borrowed from them.

    So why shouldn't these silly people who borrowed from the banks who have been bailed not now think that the same should be applied to them?


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    #762
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Was it the landlord business caller?


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    #763
    VinLieger
    Registered Users Posts: 17,999 ✭✭✭✭VinLieger


    Floppybits wrote: »
    The problem is though that we bailed out the silly people in the bank with no punishment for them now they banks are coming back to haunt the silly people who borrowed from them.

    So why shouldn't these silly people who borrowed from the banks who have been bailed not now think that the same should be applied to them?

    They deserve some sort of relief and understanding from the banks sure, but simply complaining that its all unfair that they shouldnt have to pay any of it back is moronic


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    #764
    Roger_007
    Registered Users Posts: 21,886 ✭✭✭✭Roger_007


    Floppybits wrote: »

    So why shouldn't these silly people who borrowed from the banks who have been bailed not now think that the same should be applied to them?
    Who do they think is going to foot the bill in the end? You and me?


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    #765
    PauloMN
    Moderators, Technology & Internet Moderators, Regional North East Moderators Posts: 10,869 Mod ✭✭✭✭PauloMN


    At least someone has the sense to challenge the "sure just head up to Newry" crap from Ben Dunne. Not as easy as that.


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    #766
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Eddie Hobbs on line 7


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    #767
    Floppybits
    Registered Users Posts: 7,654 ✭✭✭Floppybits


    Tisserand wrote: »
    Especially the silly people who upsized when they really didn't need to and succumed to greed and 'keeping up with the Jones'. I really feel though for people who bought starter homes thinking they could move on when they started their families and are stuck in tiny apartments.

    You also have the accidental landlords, these are folks that bought an apartment when single but as with life they met someone who also had an apartment but when they went to sell the arse fell out of the market and now they are living in one apartment and get rid of the other because of the amount of negative equity so they have to rent it out.


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    #768
    Floppybits
    Registered Users Posts: 7,654 ✭✭✭Floppybits


    Roger_007 wrote: »
    Who do they think is going to foot the bill in the end? You and me?

    Yeah but they have seen us foot the bill for the stupid banks. so they are thinking why one rule for them and another for us?


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    #769
    JM Skipton
    Registered Users Posts: 3,766 ✭✭✭JM Skipton


    Seriously it doesn't take hindsight to realise a 120% mortgage is not a good thing


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    #770
    sudzs
    Registered Users Posts: 8,721 ✭✭✭sudzs


    All that fake sighing from Joe is causing me mental stress!


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    #771
    Roger_007
    Registered Users Posts: 21,886 ✭✭✭✭Roger_007


    120% mortgage? You would have to insane to take out a mortgage like that because you are in negative equity from day one.


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    #772
    sudzs
    Registered Users Posts: 8,721 ✭✭✭sudzs


    Ah Prozac... the answer to everything! :rolleyes:


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    #773
    Boombastic
    Closed Accounts Posts: 6,496 ✭✭✭Boombastic


    Oh FFS, he couldn't enjoy the communion, who does?


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    #774
    Hamilcar
    Registered Users Posts: 3,336 ✭✭✭Hamilcar


    Funnily enough, I borrowed a reasonable amount in 2006. No bank forced me to borrow more than I needed. It's not as if anyone was dragged into the branch and forced to sign a huge mortgage! Maybe I'm a monster for saying this.


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    #775
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Is his not more suited to a psychologist's four walls?


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    #776
    Hamilcar
    Registered Users Posts: 3,336 ✭✭✭Hamilcar


    Not only withdrawn but......... overdrawn


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    #777
    Floppybits
    Registered Users Posts: 7,654 ✭✭✭Floppybits


    Roger_007 wrote: »
    120% mortgage? You would have to insane to take out a mortgage like that because you are in negative equity from day one.

    Yeah but even sillier are the banks that gave them and a regulator that allowed these products onto the market.


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    #778
    pc7
    Moderators, Entertainment Moderators, Society & Culture Moderators Posts: 14,121 Mod ✭✭✭✭pc7


    Hamilcar wrote: »
    Funnily enough, I borrowed a reasonable amount in 2006. No bank forced me to borrow more than I needed. It's not as if anyone was dragged into the branch and forced to sign a huge mortgage! Maybe I'm a monster for saying this.

    Well you wouldnt get past Joe's researchers to get live on air with a sensible comment like that :)


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    #779
    Roger_007
    Registered Users Posts: 21,886 ✭✭✭✭Roger_007


    Hamilcar wrote: »
    Funnily enough, I borrowed a reasonable amount in 2006. No bank forced me to borrow more than I needed. It's not as if anyone was dragged into the branch and forced to sign a huge mortgage! Maybe I'm a monster for saying this.
    No, not a monster, just a rational inteligent human being.


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    #780
    Boombastic
    Closed Accounts Posts: 6,496 ✭✭✭Boombastic


    Maybe my house was too big :pac:


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    #781
    PauloMN
    Moderators, Technology & Internet Moderators, Regional North East Moderators Posts: 10,869 Mod ✭✭✭✭PauloMN


    Roger_007 wrote: »
    120% mortgage? You would have to insane to take out a mortgage like that because you are in negative equity from day one.

    Par for the course back then. I remember reading that in a newspaper back around 2005, I remember exactly where I was and thinking "this is insane". But I also remember neighbours wheeling in new suites of furniture, flat screens, new kitchens into their homes, and going on holidays twice/three times per year. All with borrowed money!!

    I know there's a lot of genuine cases of people being in real trouble, but I don't have any sympathy for "negative equity" whingers.


This discussion has been closed.
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