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Liveline thread 09/04/2013 to 19/7/2013

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Comments

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    #1202
    signostic
    Registered Users Posts: 5,879 ✭✭✭signostic


    cubicle? could be another bingo call :rolleyes:


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    #1203
    syklops
    Closed Accounts Posts: 18,966 ✭✭✭✭syklops


    "A credit union loan, a car loan and a mortgage"

    12 months of abuse over 3,000? Something doesn't add up.

    "4 kids". I hate people who use kids as an excuse. You chose to have 4 kids, they werent forced on you.


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    #1204
    Roger_007
    Registered Users Posts: 21,886 ✭✭✭✭Roger_007


    my friend wrote: »
    Bowel surgery because of the way the bank staff treated her?

    I'm in stitches!
    Phew! I thought she said 'perforated bowl'..........was wondering what owning a collender had to do with anything?


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    #1205
    Ciaran_B
    Users Awaiting Email Confirmation Posts: 1,518 ✭✭✭Ciaran_B


    Every bank has refused us a mortgage. Hardly surprising.

    Your arrears are not 3,000 they’re the full amount plus the arrears. Jesus wept.


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    #1206
    ThisRegard
    Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    snubbleste wrote: »
    My €1.99 tesco value plastic washing basin is in negative equity. What do I do?

    Wash your hands of it. Ben would be proud.


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    #1207
    Hitchens
    Registered Users Posts: 8,018 ✭✭✭Hitchens


    f***, I'll be 70 before Joe's mortgage is paid off! :pac:


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    #1208
    Sittingpretty
    Closed Accounts Posts: 4,872 ✭✭✭Sittingpretty


    I dont have a mortgage so I can't say for sure but when people take out a mortgage and commit to pay x amount back do they COMPLETELY suspend the thought that circumstances MAY change?


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    #1209
    syklops
    Closed Accounts Posts: 18,966 ✭✭✭✭syklops


    sudzs wrote: »
    Renting... the shame! :rolleyes:

    And a 99 car. She'll be telling us they only shop in Aldi next.


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    #1210
    my friend
    Banned (with Prison Access) Posts: 7,129 ✭✭✭my friend


    Another idiot that thinks she can ignore those that she owes money to.

    Now she's whining about the fact that the Jones have better stuff than she has.

    Why is this Bint looking to borrow more after she squelched on a previous loan agreement ?


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    #1211
    Ciaran_B
    Users Awaiting Email Confirmation Posts: 1,518 ✭✭✭Ciaran_B


    Everything is free is Australia!


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    #1212
    constitutionus
    Registered Users Posts: 7,988 ✭✭✭constitutionus


    what is actually this ones problem ?

    shes free isnt she ? so ya have to rent, thanks to the property tax so will ALOT of people in future.


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    #1213
    Meathlass
    Registered Users Posts: 3,023 ✭✭✭Meathlass


    Am I missing something here?

    The banks have turned her down for loan, credit cards etc on the basis that there is only one wage and 6 people in the family and by their metrics won't be able to make repayments.


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    #1214
    my friend
    Banned (with Prison Access) Posts: 7,129 ✭✭✭my friend


    Australia will tell her where to go.


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    #1215
    artful_codger
    Registered Users Posts: 2,449 ✭✭✭artful_codger


    Five seconds ago you wanted another mortgage, now you're thinking of Oz? Does she know theres a bubble there too.


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    #1216
    TheVman
    Registered Users Posts: 359 ✭✭TheVman


    wake up. be walked all over...
    " they have power" "they can phone you... "
    " maybe we did'nt fight enough" really ?

    waht is it with joe and the cubicles ?

    whats a reckon pense ?


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    #1217
    PauloMN
    Moderators, Technology & Internet Moderators, Regional North East Moderators Posts: 10,869 Mod ✭✭✭✭PauloMN


    hey ho.


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    #1218
    JM Skipton
    Registered Users Posts: 3,766 ✭✭✭JM Skipton


    Ciaran_B wrote: »
    Everything is free is Australia!

    With some of these callers its debatable whether they could find the airport in the first place to get out of the country


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    #1219
    Hitchens
    Registered Users Posts: 8,018 ✭✭✭Hitchens


    one of Joe's darlin' words - "recompense" :D


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    #1220
    constitutionus
    Registered Users Posts: 7,988 ✭✭✭constitutionus


    Sittingpretty wrote: »
    I dont have a mortgage so I can't say for sure but when people take out a mortgage and commit to pay x amount back do they COMPLETELY suspend the thought that circumstances MAY change?

    banks are meant to factor that in.

    that where the whole 3x your wages plus 1.5 times your partners with 10% down comes from.

    so at most your mortgage repayments should be circa 33% of your income.

    that all went out the fecking windo during the boom, hence the situation were in now.


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    #1221
    ThisRegard
    Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    Ooh, Joe won't be happy that you said the 'bank person'{spit} was a lovely man. Joe will ask did he have a tail next.


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    #1222
    IvyTheTerrible
    Closed Accounts Posts: 14,949 ✭✭✭✭IvyTheTerrible


    What's wrong with renting?

    Well if you say the arrears are so low and you're complaining about the bank, why couldn't you pay it back? If you can't pay back a measly 3000, how could you be expected to pay a mortgage.

    "You're not married you don't have four kids". What a bitch.


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    #1223
    syklops
    Closed Accounts Posts: 18,966 ✭✭✭✭syklops


    This woman is irritating me.

    The banks are saying her husband doesn't earn enough to get a mortgage. Property ownership is not a right.


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    #1224
    my friend
    Banned (with Prison Access) Posts: 7,129 ✭✭✭my friend


    I wouldn't give this annoying Bint credit


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    #1225
    ThisRegard
    Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    Meathlass wrote: »
    Am I missing something here?

    The banks have turned her down for loan, credit cards etc on the basis that there is only one wage and 6 people in the family and by their metrics won't be able to make repayments.

    It's just crazy isn't it.


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    #1226
    TheVman
    Registered Users Posts: 359 ✭✭TheVman


    give back your keys in the uk would make it harder to find the house


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    #1227
    IvyTheTerrible
    Closed Accounts Posts: 14,949 ✭✭✭✭IvyTheTerrible


    syklops wrote: »
    This woman is irritating me.

    The banks are saying her husband doesn't earn enough to get a mortgage. Property ownership is not a right.
    Sure did you not get the memo in 2002, rent is money down the toilet! :rolleyes:


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    #1228
    Hamilcar
    Registered Users Posts: 3,336 ✭✭✭Hamilcar


    WTF. We got into trouble by giving out loans to people who couldn't afford them.
    Now we're complaining that banks won't loan to people who can't afford it


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    #1229
    VinLieger
    Registered Users Posts: 18,000 ✭✭✭✭VinLieger


    We went to our TD joe and they didnt help at all, disgraceful joe


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    #1230
    Meathlass
    Registered Users Posts: 3,023 ✭✭✭Meathlass


    What would you ask a politican for financial advice?


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    #1231
    That_Guy
    Registered Users Posts: 51,342 ✭✭✭✭That_Guy


    Boo fúcking hoo. "I have to rent Joe"

    So do many people.


This discussion has been closed.
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