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Available balance query [was "bank"]

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  • 17-05-2013 9:00am
    #1
    Registered Users Posts: 7


    My bank current is different than my balance available why is this ... I know I don’t owe any direct debits


Comments

  • Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Did you purchase anything recently with your debit card? Balance = what's available to spend + any incoming purchases.

    Debit card purchases don't appear instantly, but banks often put a hold on the amount in question so that it can't be spent before the transaction comes through.


  • Registered Users Posts: 7 tattoo lover 2013


    no it has never being used iv set it up for fas and have being getting paid a month and a half no problems


  • Registered Users Posts: 19,020 ✭✭✭✭murphaph


    Which bank?


  • Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    Easiest thing to do is ask your bank.

    Pending transactions could be:

    Payments made on your card at POS
    Payments made online/on the phone
    Cheques clearing inwards

    Ask your bank.


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