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AvantCard: putting in credit for travel abroad.

listermint · 2013-05-31 22:02:23

Question, If i put my card in credit for travel. Do i get hit with advance cash charges and are transactions covered for fraud ? I heard historically it was best to credit the card when travelling as it was easiest way to minimise transaction costs that you would have with a debit card while abroad. Second advantage is…

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31-05-2013 11:02pm

#1

listermint

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Question, If i put my card in credit for travel. Do i get hit with advance cash charges and are transactions covered for fraud ?

I heard historically it was best to credit the card when travelling as it was easiest way to minimise transaction costs that you would have with a debit card while abroad. Second advantage is fraud protection.

Thoughts?

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#2 31-05-2013 11:04pm
Paulw

Registered Users Posts: 13,381 ✭✭✭✭

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Posts: 12567

Credit for travel is good, as it does cut charges.

However, your credit is not covered by fraud protection. Major disadvantage.

Personally, I put some credit there when I travel, but I also use online banking to top up the card while away, so there are no major surprises when I get home.

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#3 01-06-2013 12:26am
BuffyBot

Registered Users Posts: 24,924 ✭✭✭✭

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Posts: 23571

It may not nessecarily cut the charges. Many cards now charge the same fees for cash withdrawals/purchases even when in credit.

The credit balance will not be covered against fraud, as pointed out.

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