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How to survive final year with part time job

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  • 11-06-2013 9:18pm
    #1
    jlj91
    Registered Users Posts: 5 ✭


    Hi , I'm writing this here as I'm considering to take a loan for a year to support my final year . I'm coming from a quite poor family so I'm receiving grants to pay for college ( thank god or else I will never be able to afford it ) and about 600 every three months extra . Because of my family being quite big I need to move out this September and will also start my final year, I'm already feeling stressed over it as I don't know if I would be able to afford it to live on my own and study for my final year . I also want to do master degree in the future so need to study hard . I'm unemployed at the moment and looking for a job for the past few months with no luck . I'm trying to find out if there are or were students in the same situation and how they have over came it , I hope to find a job to work on the weekends during college but I presume it won't be enough , so I'm thinking to take a loan for a year , I have friends in holland who are able to defer their payments until they finish college , is that option even possible in Ireland ? Any advice would be helpful as I'm quite desperate and I can't defer my year as I'm planning to move abroad straight after graduating . Thank you


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    #2
    MagicMarker
    Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    Don't see what options you have if you're planning on leaving as soon as you finish. You've no job and no means to pay back a loan, no bank will go near you.

    If you can find a bank that will defer the loan until you finish then just delay emigrating for a year or two to pay it back. That's if you find a willing bank.


  • Options
    #3
    jlj91
    Registered Users Posts: 5 ✭jlj91


    MagicMarker wrote: »
    Don't see what options you have if you're planning on leaving as soon as you finish. You've no job and no means to pay back a loan, no bank will go near you.

    If you can find a bank that will defer the loan until you finish then just delay emigrating for a year or two to pay it back. That's if you find a willing bank.

    Yeah that's why I'm wondering what I can do , I don't have anything to keep me here except my family and college , I'm lucky enough to have survived without a loan for three years but I was able to live at home .


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